Apartment association · Puka alevik, Otepää vald
Ääre tn 10 apartment association
Otepää vald, Puka alevik, Ääre tn 10 korteriühistu (registry code 80109857) manages a 3-storey panel building built in 1984 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €9,813 (€14 per m² of flat space) and it held €17,183 in cash.
Board
- AVAnnika Vihmboard member2 years 10 months
- SSSiim Soonseinboard member2 years 10 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1984
- Storeys
- 3
- Construction
- panel
- Flats
- 12
- Lift
- no
- Heating
- district heating
Compared with similar buildings: Otepää vald, built 1979–1989 (19 associations).
Finances by year
Loan principal repayment is an estimated €1.44 per m² of flat space a month, about €72 a month for a 50 m² flat (interest not included) — more than 95% of associations repaying a loan. The median is €0.52 in Estonia and €0.70 in Otepää vald. At the current pace the loan will be repaid around 2026.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €9,813 | €4,981 | €17,183 | €19,596 | €0 |
| 2024 | €21,570 | €427 | €24,749 | €3,447 | €0 |
| 2023 | €20,296 | €364 | €22,515 | €1,552 | €0 |
| 2022 | €17,698 | €398 | €18,503 | €1,745 | €0 |
| 2021 | €15,113 | €294 | €12,793 | €2,766 | €0 |
| 2020 | €9,808 | €348 | €10,798 | €1,671 | €0 |
| 2019 | €7,118 | €376 | €7,812 | €4,800 | €0 |
Compared with similar buildings (Otepää vald, built 1979–1989; 19 associations), long-term liabilities per m² of flat space are higher than 53% of them. The median for buildings with a loan is €39/m².
Flats in this building
Over the last 12 months 2 flats have been for sale in this building, asking €372–€655 per m².
What is your flat worth?
An estimate for a flat at Ääre tn 10 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| D | Ääre tn 6Puka alevik1985 · 12 flats | €3,485 | €4,934 | 2025 |
| B | Ääre tn 12Puka alevik1984 · 24 flats | €540,647 | €13,991 | 2025 |
| B | Ääre tn 4Puka alevik1985 · 12 flats | €115,773 | €240 | 2025 |
| – | Ääre tn 8aPuka alevik, Ääre tn 8 | €0 | €18,917 | 2025 |
| E | Ääre tn 5aPuka alevik, Ääre tn 51976 · 12 flats | €0 | €2,525 | 2025 |
| – | Ääre tn 3bPuka alevik, Ääre tn 3 | €0 | €571 | 2025 |
| D | Ääre tn 1Puka alevik1969 · 8 flats | €0 | €2,053 | 2025 |
| – | Jaama tn 3Puka alevik1948 · 6 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €9,813 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €17,183.
When was the building built?
According to the building register, it was first used in 1984 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Annika Vihm, Siim Soonsein (board since 29.11.2023).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.