Apartment association · Tõrva linn, Tõrva vald

Ehitaja tn 5 apartment association

Tõrva vald, Tõrva linn, Ehitaja tn 5 korteriühistu (registry code 80120215) manages a 5-storey panel building built in 1980 with 30 flats. According to its 2025 annual report, the association's long-term liabilities were €9,251 (€5 per m² of flat space) and it held €6,187 in cash.

Board

  • SJSander Jaaniboard member3 years
  • TLTiina Laarboard member4 years 10 months
  • VVVirgo Veriboard member1 monthalso: Ehitaja tn 4a, Ehitaja tn 6
C
Association grade
C · average
Tõrva vald: ranked 21 of 54 graded associations.
House conditionaverage
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementaverage
reports filed on time

Building

Built
1980
Storeys
5
Construction
panel
Flats
30
Lift
no
Heating
district heating
Energy class
  • A
  • B
  • C
  • DDvalid until 17.10.2034
  • EE2012
  • F
  • G
  • H

Building page: Ehitaja tn 5 →

Long-term liabilities
€9,251
as of 31.12.2025
Liabilities per m²
€5
similar buildings with a loan €111
Cash
€6,187
€3/m² · similar €16/m²
Income per m² a month
€1.39
similar buildings €0.83

Compared with similar buildings: Tõrva vald, built 1975–1985 (27 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
0 €/m²20193 €/m²20200 €/m²20213 €/m²20224 €/m²20235 €/m²20245 €/m²2025

Loan principal repayment is an estimated €0.03 per m² of flat space a month, about €2 a month for a 50 m² flat (interest not included) — less than 99% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2039.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€9,251€5,853€6,187€32,573€5,686
2024€9,939€5,605€8,212€8,334€4,422
2023€7,303€6,669€8,955€9,797€3,463
2022€5,454€7,262€7,719€5,763€3,674
2021€238€6,412€3,225€16,677€2,525
2020€5,904€4,792€13,330€35,294€2,668
2019€667€5,193€8,439€44,929€3,288

Compared with similar buildings (Tõrva vald, built 1975–1985; 27 associations), long-term liabilities per m² of flat space are higher than 67% of them. The median for buildings with a loan is €111/m².

Flats in this building

No flat in this building has been for sale or rent in the last 12 months.

What is your flat worth?

An estimate for a flat at Ehitaja tn 5 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
CEhitaja tn 3Tõrva linn1985 · 30 flats€0€76,6122025
AEhitaja tn 7Tõrva linn1999 · 30 flats€0€45,9252025
BEhitaja tn 12Tõrva linn1989 · 24 flats€254,316€24,2642025
DEhitaja tn 1Tõrva linn1985 · 30 flats€0€29,1252025
BEhitaja tn 9Tõrva linn1978 · 30 flats€168,756€22,2142025
BEhitaja tn 8Tõrva linn24 flats€295,847€9,3082025
AEhitaja tn 10Tõrva linn1972 · 32 flats€185,040€33,2202025
AEhitaja tn 6Tõrva linn1980 · 32 flats€242,595€12,9072025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €9,251 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €6,187.

When was the building built?

According to the building register, it was first used in 1980 and has 5 storeys.

Who is on the association's board?

According to the business register, the board members are Sander Jaani, Tiina Laar, Virgo Veri (board since 21.12.2021).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.