Apartment association · Kose alevik, Kose vald

Hariduse tn 5 apartment association

Kose vald, Kose alevik, Hariduse tn 5 korteriühistu (registry code 80043437) manages a 3-storey block building built in 1985 with 36 flats. According to its 2025 annual report, the association's long-term liabilities were €125,203 (€72 per m² of flat space) and it held €130,126 in cash. In 2025 long-term liabilities rose from €0 to €125,203 — usually a sign of a renovation.

Board

  • AJAndrus Jairboard member1 year 6 months
  • ESEve Schultsboard member2 years 11 months
  • RRRisto Rüütboard member2 years 11 months
C
Association grade
C · average
Kose vald: ranked 51 of 84 graded associations.
House conditionaverage
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash bufferaverage
cash next to the loan, 3-year average
Managementaverage
reports filed on time

Building

Built
1985
Storeys
3
Construction
block
Flats
36
Lift
no
Heating
district heating
Energy class
  • A
  • B
  • C
  • D
  • EEvalid until 01.11.2033
  • F
  • G
  • H

Building page: Hariduse tn 5 →

Long-term liabilities
€125,203
as of 31.12.2025
Liabilities per m²
€72
similar buildings with a renovation loan €62
Cash
€130,126
€75/m² · similar €16/m²
Income per m² a month
€0.64
similar buildings €0.95

Compared with similar buildings: Kose vald, built 1980–1990 (26 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
3 €/m²20190 €/m²20200 €/m²20210 €/m²20220 €/m²20230 €/m²202472 €/m²new loan2025
similar buildings with a renovation loan (median)
YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€125,203€5,844€130,126€13,242€0
2024€0€112,696€113,764€16,961€0
2023€0€91,443€95,146€10,799€0
2022€0€71,257€75,249€5,880€0
2021€0€49,508€50,637€16,904€1,287
2020€0€29,467€30,033€15,650€2,032
2019€5,183€4,987€8,354€5,772€2,534

Compared with similar buildings (Kose vald, built 1980–1990; 26 associations), long-term liabilities per m² of flat space are higher than 77% of them. The median for buildings with a loan is €58/m².

Flats in this building

Over the last 12 months 1 flat has been for sale in this building, asking €1,277–€1,277 per m². 1 flat was offered for rent at €145 a month.

Estate agents who have offered flats in this building

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An estimate for a flat at Hariduse tn 5 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
CVahtra vkt 18Kose alevik1983 · 60 flats€104,435€24,1352025
BVahtra vkt 20Kose alevik1984 · 60 flats€126,551€6,1332025
AHariduse tn 3Kose alevik1982 · 36 flats€148,969€25,7892025
DVahtra vkt 16Kose alevik1981 · 18 flats€61,612€17,0852025
AVahtra vkt 14Kose alevik1980 · 18 flats€95,231€15,1722025
–Hariduse tn 2bKose alevik1995 · 57 flatsno reports
AVahtra vkt 12Kose alevik1982 · 60 flats€62,725€14,8222025
AVahtra vkt 15Kose alevik1986 · 60 flats€678,627€234,9382025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €125,203 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €130,126.

When was the building built?

According to the building register, it was first used in 1985 and has 3 storeys.

Who is on the association's board?

According to the business register, the board members are Andrus Jair, Eve Schults, Risto Rüüt (board since 21.11.2023).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.