Apartment association ·

Hiiumaa vald, Emmaste küla, Männi apartment association

Hiiumaa vald, Emmaste küla, Männi korteriühistu (registry code 80254074) manages a 3-storey panel building built in 1989 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €38,125 (€27 per m² of flat space) and it held €39,659 in cash.

Board

  • MHMargit Hiisboard member4 years 11 months
  • MEMart Espenbergboard member2 years 3 months
  • RMReeni Metskülaboard member2 years 3 months
D
Association grade
D · below average
House conditionaverage
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
1989
Storeys
3
Construction
panel
Flats
18
Lift
no
Heating
district heating
Long-term liabilities
€38,125
as of 31.12.2025
Liabilities per m²
€27
per m² of flat space
Cash
€39,659
€28/m²
Income per m² a month
€0.30
per m² of flat space, 2025

Finances by year

Long-term liabilities per m² of flat space at year end
12 €/m²201913 €/m²202011 €/m²20219 €/m²202214 €/m²202320 €/m²202427 €/m²2025

Loan principal repayment is an estimated €0.22 per m² of flat space a month, about €11 a month for a 50 m² flat (interest not included) — less than 85% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2036.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€38,125€756€39,659€5,100€883
2024€28,093€1,322€29,771€5,100€883
2023€19,384€1,263€19,694€9,252€1,485
2022€12,558€1,072€16,400€12,312€1,225
2021€16,260€1,358€18,884€12,440€1,177
2020€17,892€1,053€19,464€8,060€1,128
2019€17,342€1,375€16,574€7,999€1,076

Flats in this building

No flat in this building has been for sale or rent in the last 12 months.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
CHiiumaa vald, Emmaste küla, Kastani korteriühistu1971 · 8 flats€0€14,2842025
CHiiumaa vald, Emmaste küla, Remlimäe korteriühistu1985 · 16 flats€0€14,8132025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €38,125 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €39,659.

When was the building built?

According to the building register, it was first used in 1989 and has 3 storeys.

Who is on the association's board?

According to the business register, the board members are Margit Hiis, Mart Espenberg, Reeni Metsküla (board since 03.11.2021).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.