Apartment association · Imastu küla, Tapa vald

Imastu keskus 11 apartment association

Tapa vald, Imastu küla, Imastu keskus 11 korteriühistu (registry code 80317065) manages a 3-storey panel building built in 1975 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €8,826 (€9 per m² of flat space) and it held €15,814 in cash. Long-term liabilities have fallen 85% since 2019.

Board

C
Association grade
C · average
Tapa vald: ranked 84 of 148 graded associations.
House conditionweak
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time · professional manager

Building

Built
1975
Storeys
3
Construction
panel
Flats
18
Lift
no
Heating
district heating

Building page: Imastu keskus 11 →

Long-term liabilities
€8,826
as of 31.12.2025
Liabilities per m²
€9
similar buildings with a loan €96
Cash
€15,814
€15/m² · similar €28/m²
Income per m² a month
€1.11
similar buildings €0.69

Compared with similar buildings: Tapa vald, built 1970–1980, panel (19 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
57 €/m²201952 €/m²202044 €/m²202136 €/m²202228 €/m²202318 €/m²20249 €/m²2025

Loan principal repayment is an estimated €0.74 per m² of flat space a month, about €37 a month for a 50 m² flat (interest not included) — more than 72% of associations repaying a loan. The median is €0.52 in Estonia and €0.58 in Tapa vald. At the current pace the loan will be repaid around 2026.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€8,826€22,655€15,814€13,602€534
2024€18,797€23,349€13,839€8,125€0
2023€28,459€14,420€5,584€12,570€0
2022€36,445€16,932€584€14,599€0
2021€44,845€16,948€310€13,449€0
2020€53,230€13,422€2,882€10,421—
2019€57,943€9,417€519€13,974—

Compared with similar buildings (Tapa vald, built 1970–1980, panel; 19 associations), long-term liabilities per m² of flat space are higher than 58% of them. The median for buildings with a loan is €96/m².

Flats in this building

No flat in this building has been for sale or rent in the last 12 months.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
CImastu keskus 6Imastu küla1964 · 8 flats€0€4,6012025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €8,826 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €15,814.

When was the building built?

According to the building register, it was first used in 1975 and has 3 storeys.

Who is on the association's board?

According to the business register, the board members are Ly Hea, Triin Tomingas, Triin Vendla (board since 19.04.2024).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.