Apartment association · Väike-Maarja alevik, Väike-Maarja vald
Jaama tn 19 apartment association
Väike-Maarja vald, Väike-Maarja alevik, Jaama tn 19 korteriühistu (registry code 80487105) manages a 2-storey brick building built in 1968 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €24,227 (€48 per m² of flat space) and it held €25,158 in cash.
Board
- KPKristiina Pegolainenboard member8 years 5 months
- VHVaike Hallikboard member8 years 5 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1968
- Storeys
- 2
- Construction
- brick
- Flats
- 12
- Lift
- no
- Heating
- stove
Compared with similar buildings: Väike-Maarja vald, built 1963–1973 (16 associations).
Finances by year
Loan principal repayment is an estimated €0.24 per m² of flat space a month, about €12 a month for a 50 m² flat (interest not included) — less than 83% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2042.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €24,227 | €257 | €25,158 | €737 | — |
| 2024 | €19,907 | €240 | €20,537 | €3,656 | — |
| 2023 | €18,548 | €220 | €19,445 | €6,120 | — |
| 2022 | €20,025 | €159 | €20,830 | €665 | — |
| 2021 | €16,538 | €148 | €16,557 | €650 | — |
| 2020 | €13,469 | €159 | €13,610 | €630 | — |
| 2019 | €10,776 | €143 | €11,257 | €624 | — |
Compared with similar buildings (Väike-Maarja vald, built 1963–1973; 16 associations), long-term liabilities per m² of flat space are higher than 69% of them. The median for buildings with a loan is €51/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
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Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Jaama tn 21Väike-Maarja alevik1981 · 8 flats | no reports | ||
| C | Jaama tn 23Väike-Maarja alevik1981 · 11 flats | €0 | €6,766 | 2025 |
| – | Jaama tn 23bVäike-Maarja alevik1980 | no reports | ||
| – | Tagaküla tee 12Väike-Maarja alevik1996 · 6 flats | no reports | ||
| – | Tagaküla tee 14Väike-Maarja alevik1989 · 6 flats | no reports | ||
| – | Jaama tn 9Väike-Maarja alevik1948 · 5 flats | no reports | ||
| B | Jaama tn 5Väike-Maarja alevik1973 · 18 flats | €0 | €35,127 | 2025 |
| C | Ehitajate tee 3Väike-Maarja alevik1981 · 12 flats | €1,305 | €9,620 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €24,227 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €25,158.
When was the building built?
According to the building register, it was first used in 1968 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Kristiina Pegolainen, Vaike Hallik (board since 16.05.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.