Apartment association · Sindi linn, Tori vald
Jaama tn 4 apartment association
Tori vald, Sindi linn, Jaama tn 4 korteriühistu (registry code 80431642) manages a 3-storey brick building built in 1960 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €75,412 (€82 per m² of flat space) and it held €3,636 in cash. In 2021 long-term liabilities rose from €39,378 to €88,143 — usually a sign of a renovation.
Board
- RPRainer Paluboard member6 years 9 months
- SHSirje Hiiemäeboard member6 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1960
- Storeys
- 3
- Construction
- brick
- Flats
- 18
- Lift
- no
- Heating
- district heating
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „Hiljuti on remonditud katus, üldelekter, uus küttesüsteem, uued“ · ad of 1 flat
- „Kortermaja ühistu on otsustanud maja renoveerida esimesel võimalusel.“ · ad of 1 flat
- A
- B
- C
- D
- EEvalid until 25.04.2035
- F
- G
- H
Compared with similar buildings: Tori vald (108 associations).
Finances by year
Loan principal repayment is an estimated €0.32 per m² of flat space a month, about €16 a month for a 50 m² flat (interest not included) — less than 75% of associations repaying a loan. The median is €0.52 in Estonia and €0.55 in Tori vald. At the current pace the loan will be repaid around 2047.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €75,412 | €7,945 | €3,636 | €24,048 | €1,537 |
| 2024 | €77,642 | €12,905 | €7,708 | €3,902 | €2,728 |
| 2023 | €81,143 | €8,693 | €3,354 | €3,452 | €3,062 |
| 2022 | €84,643 | €9,400 | €5,462 | €3,505 | €2,723 |
| 2021 | €88,143 | €11,182 | €9,201 | €3,584 | €1,893 |
| 2020 | €39,378 | €20,633 | €20,678 | €4,607 | €2,390 |
| 2019 | €0 | €2,299 | €244 | €3,909 | €2,954 |
Compared with similar buildings (Tori vald; 108 associations), long-term liabilities per m² of flat space are higher than 69% of them. The median for buildings with a loan is €82/m².
Flats in this building
Over the last 12 months 2 flats have been for sale in this building, asking €1,031–€1,107 per m².
Estate agents who have offered flats in this building
- Annely SaikKV Agent OÜ1 flat
- Arne PentKinnisvaraekspert OÜ1 flat
What is your flat worth?
An estimate for a flat at Jaama tn 4 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Jaama tn 3Sindi linn1999 · 8 flats | €67,103 | €1,493 | 2025 |
| B | Jaama tn 6Sindi linn1965 · 24 flats | €286,210 | €7,237 | 2025 |
| C | Jaama tn 5Sindi linn1999 · 8 flats | €33,324 | €4,673 | 2025 |
| A | Jaama tn 2Sindi linn1970 · 60 flats | €1,118,455 | €53,025 | 2025 |
| B | Jaama tn 1aSindi linn1999 · 8 flats | €28,849 | €5,611 | 2025 |
| A | Jaama tn 7Sindi linn1999 · 8 flats | €251,948 | €18,260 | 2025 |
| B | Kooli tn 5Sindi linn1999 · 44 flats | €732,689 | €6,584 | 2025 |
| A | Kooli tn 7Sindi linn1999 · 55 flats | €1,082,213 | €44,217 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €75,412 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €3,636.
When was the building built?
According to the building register, it was first used in 1960 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Rainer Palu, Sirje Hiiemäe (board since 02.01.2020).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.