Apartment association · Arkna küla, Rakvere vald
Jõekalda tee 15 apartment association
Rakvere vald, Arkna küla, Jõekalda tee 15 korteriühistu (registry code 80076327) manages a 2-storey panel building built in 1988 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €128,467 (€171 per m² of flat space) and it held €3,962 in cash. In 2020 long-term liabilities rose from €0 to €155,584 — usually a sign of a renovation.
Board
- ILIngar Laksonboard member7 years 5 months
- MKMaire Kokerovboard member8 years 9 months
- MKMeelis Keppboard member8 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilityno data
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1988
- Storeys
- 2
- Construction
- panel
- Flats
- 12
- Lift
- no
- Heating
- stove
- A
- B
- C
- DDvalid until 07.07.2029
- E
- F
- G
- H
Building page: Jõekalda tee 15 →
Compared with similar buildings: Rakvere vald, built 1983–1993 (28 associations).
Finances by year
Loan principal repayment is an estimated €0.58 per m² of flat space a month, about €29 a month for a 50 m² flat (interest not included) — about average for associations repaying a loan. The median is €0.52 in Estonia and €0.55 in Rakvere vald. At the current pace the loan will be repaid around 2050.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €128,467 | €274 | €3,962 | €0 | €0 |
| 2024 | €134,136 | €612 | €2,512 | €85 | €0 |
| 2023 | €138,766 | €244 | €1,667 | €347 | €0 |
| 2022 | €143,544 | €274 | €2,666 | €479 | €0 |
| 2021 | €149,575 | €175 | €3,096 | €177 | €0 |
| 2020 | €155,584 | €32,682 | €3,071 | €75 | €0 |
| 2019 | €0 | €10,395 | €15,262 | €1,284 | — |
Compared with similar buildings (Rakvere vald, built 1983–1993; 28 associations), long-term liabilities per m² of flat space are higher than 82% of them. The median for buildings with a loan is €98/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €627–€627 per m².
What is your flat worth?
An estimate for a flat at Jõekalda tee 15 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| B | Jõekalda tee 17Arkna küla12 flats | €0 | €18,950 | 2025 |
| – | Jõekalda tee 19Arkna küla1984 · 8 flats | no reports | ||
| C | Jõekalda tee 21Arkna küla1984 · 8 flats | €0 | €10,904 | 2025 |
| – | Jõekalda tee 12Arkna küla1984 · 4 flats | no reports | ||
| C | Jõekalda tee 23Arkna küla1984 · 12 flats | €0 | €36,602 | 2025 |
| – | Jõekalda tee 14Arkna küla1984 · 4 flats | no reports | ||
| B | Jõekalda tee 33Arkna küla1960 · 7 flats | €34,334 | €4,955 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €128,467 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €3,962.
When was the building built?
According to the building register, it was first used in 1988 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Ingar Lakson, Maire Kokerov, Meelis Kepp (board since 07.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.