Apartment association · Tabivere alevik, Tartu vald
Kalda tn 23 apartment association
Tartu vald, Tabivere alevik, Kalda tn 23 korteriühistu (registry code 80478170) manages a 2-storey block building built in 1981 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €33,194 (€49 per m² of flat space) and it held €10,344 in cash. In 2022 long-term liabilities rose from €8,206 to €48,699 — usually a sign of a renovation.
Board
The association is run by BRP Haldus OÜ.
- BHBRP Haldus OÜappointed manager2 years 6 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time · professional manager
Building
- Built
- 1981
- Storeys
- 2
- Construction
- block
- Flats
- 12
- Lift
- no
- Heating
- stove
Compared with similar buildings: Tartu vald, built 1976–1986 (33 associations).
Finances by year
Loan principal repayment is an estimated €0.66 per m² of flat space a month, about €33 a month for a 50 m² flat (interest not included) — more than 65% of associations repaying a loan. The median is €0.52 in Estonia and €0.46 in Tartu vald. At the current pace the loan will be repaid around 2032.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €33,194 | €16,000 | €10,344 | €14,327 | €0 |
| 2024 | €38,991 | €14,705 | €8,357 | €12,790 | €0 |
| 2023 | €44,298 | €11,477 | €5,324 | €11,055 | €0 |
| 2022 | €48,699 | €11,785 | €7,308 | €51,564 | €0 |
| 2021 | €8,206 | €4,619 | €2,842 | €10,648 | €0 |
| 2020 | €8,632 | €10,325 | €8,318 | €14,695 | €0 |
| 2019 | €0 | €4,714 | €5,756 | €1,225 | €0 |
Compared with similar buildings (Tartu vald, built 1976–1986; 33 associations), long-term liabilities per m² of flat space are higher than 70% of them. The median for buildings with a loan is €77/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €1,215–€1,215 per m².
What is your flat worth?
An estimate for a flat at Kalda tn 23 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Pärna tn 16Tabivere alevik1984 · 8 flats | no reports | ||
| A | Pärna tn 14Tabivere alevik1956 · 8 flats | €46,002 | €3,695 | 2025 |
| C | Pärna tn 12Tabivere alevik1959 · 8 flats | €0 | €3,656 | 2025 |
| E | Pärna tn 7Tabivere alevik1964 · 8 flats | €39,321 | €3,499 | 2025 |
| – | Pärna tn 5Tabivere alevik1972 · 8 flats | no reports | ||
| – | Põllu tn 6Tabivere alevik2026 · 2 flats | no reports | ||
| D | Pärna tn 3Tabivere alevik1969 · 8 flats | €0 | €8,659 | 2025 |
| D | Pärna tn 1Tabivere alevik1970 · 8 flats | €0 | €4,099 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €33,194 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €10,344.
When was the building built?
According to the building register, it was first used in 1981 and has 2 storeys.
Who is on the association's board?
According to the business register, the association is run by BRP Haldus OÜ.
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.