Apartment association · Raadi alev, Tartu vald
Kaupmehe tn 11 apartment association
Tartu vald, Raadi alev, Kaupmehe tn 11 korteriühistu (registry code 80407997) manages a 4-storey brick building built in 2016 with 32 flats. According to its 2025 annual report, the association's long-term liabilities were €11,893 (€6 per m² of flat space) and it held €15,652 in cash.
Board
- SRSergei Razgonjajevboard member4 years 4 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 2016
- Storeys
- 4
- Construction
- brick
- Flats
- 32
- Lift
- yes
- Heating
- stove
- A
- B
- CCvalid until 14.05.2034
- D
- E
- F
- G
- H
Building page: Kaupmehe tn 11 →
Compared with similar buildings: Tartu vald, built 2011–2021 (46 associations).
Finances by year
Loan principal repayment is an estimated €0.05 per m² of flat space a month, about €3 a month for a 50 m² flat (interest not included) — less than 97% of associations repaying a loan. The median is €0.52 in Estonia and €0.46 in Tartu vald. At the current pace the loan will be repaid around 2036.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €11,893 | €4,856 | €15,652 | €22,418 | €5,040 |
| 2024 | €8,186 | €4,766 | €11,070 | €28,564 | €4,778 |
| 2023 | €9,141 | €5,840 | €11,527 | €17,573 | €3,990 |
| 2022 | €1,527 | €6,501 | €4,475 | €15,233 | €2,348 |
| 2021 | €2,820 | €6,360 | €5,619 | €9,102 | — |
| 2020 | €874 | €3,282 | €4,024 | €10,771 | — |
| 2019 | €1,350 | €3,358 | €5,075 | €9,584 | — |
Compared with similar buildings (Tartu vald, built 2011–2021; 46 associations), long-term liabilities per m² of flat space are higher than 87% of them. The median for buildings with a loan is €7/m².
Flats in this building
1 flat was offered for rent at €630 a month.
What is your flat worth?
An estimate for a flat at Kaupmehe tn 11 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Kaupmehe tn 13Raadi alev2017 · 32 flats | €0 | €7,769 | 2025 |
| A | Kaupmehe tn 9Raadi alev2016 · 30 flats | €0 | €3,488 | 2025 |
| A | Pärna allee 8Raadi alev2013 · 42 flats | €0 | €7,715 | 2025 |
| A | Pärna allee 10Raadi alev2014 · 42 flats | €6,862 | €9,838 | 2025 |
| A | Kaupmehe tn 10Raadi alev2023 · 32 flats | €0 | €5,877 | 2025 |
| A | Kaupmehe tn 12Raadi alev2025 · 32 flats | €0 | €2,387 | 2025 |
| A | Kaupmehe tn 8Raadi alev2023 · 32 flats | €0 | €6,259 | 2025 |
| C | Kaupmehe tn 15Raadi alev2018 · 31 flats | €0 | €13,297 | 2024 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €11,893 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €15,652.
When was the building built?
According to the building register, it was first used in 2016 and has 4 storeys.
Who is on the association's board?
According to the business register, the board members are Sergei Razgonjajev (board since 30.05.2022).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.