Apartment association · Tallinn
Kaupmehe tn 4 apartment association
Tallinn, Kaupmehe tn 4 korteriühistu (registry code 80432096) manages a 4-storey panel building built in 1954 with 40 flats. According to its 2025 annual report, the association's long-term liabilities were €806,523 (€332 per m² of flat space) and it held €8,461 in cash. In 2023 long-term liabilities rose from €0 to €645,508 — usually a sign of a renovation.
Board
- JTJüri Terasboard member8 years 9 months
- KKKai Kukepuuboard member5 years 2 months
- OTOleg Talamanovboard member5 years 2 months
- TATaira Aasaboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilityaverage
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1954
- Storeys
- 4
- Construction
- panel
- Flats
- 40
- Lift
- no
- Heating
- district heating
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „Täielikult on renoveeritud maja välisfassaad, vahetatud vee- ja kanalisatsioonitorustik ning elektrijuhtmestik, vahetatud ning soojustatud katusekate.“ · ad of 1 flat
Building page: Kaupmehe tn 4 →
Compared with similar buildings: Tallinn, built 1949–1959, panel (20 associations).
Finances by year
Loan principal repayment is an estimated €0.79 per m² of flat space a month, about €40 a month for a 50 m² flat (interest not included) — more than 77% of associations repaying a loan. The median is €0.52 in Estonia and €0.51 in Tallinn. At the current pace the loan will be repaid around 2061.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €806,523 | €43,602 | €8,461 | €68,225 | -€11,784 |
| 2024 | €829,651 | €39,180 | €9,399 | €49,139 | -€13,115 |
| 2023 | €645,508 | €32,071 | €9,239 | €87,847 | -€10,906 |
| 2022 | €0 | €28,307 | €15,771 | €43,220 | -€9,143 |
| 2021 | €0 | €17,275 | €3,882 | €53,090 | -€7,980 |
| 2020 | €0 | €16,561 | €2,234 | €104,881 | -€6,822 |
| 2019 | €0 | €30,327 | €9,314 | €20,453 | -€7,980 |
Compared with similar buildings (Tallinn, built 1949–1959, panel; 20 associations), long-term liabilities per m² of flat space are higher than 90% of them. The median for buildings with a loan is €78/m².
Flats in this building
5 flats were offered for rent at €590–€870 a month.
Estate agents in Sibulaküla · Flat prices in Sibulaküla
Estate agents who have offered flats in this building
- Helen Šank1PARTNER Kinnisvara Tallinn OÜ1 flat
- Maksim MorgunovKinnisvarabüroo Uus Maa OÜ1 flat
- Roman IvanovRD Team OÜ1 flat
What is your flat worth?
An estimate for a flat at Kaupmehe tn 4 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Kentmanni tn 282023 · 34 flats | €0 | €25,710 | 2025 |
| – | Kentmanni tn 171940 · 8 flats | no reports | ||
| C | Kaupmehe tn 101938 · 15 flats | €0 | €10,573 | 2025 |
| B | Kentmanni tn 191932 · 7 flats | €37,599 | €12,639 | 2025 |
| C | Kentmanni tn 32a1946 · 10 flats | €0 | €25,997 | 2025 |
| B | Kaupmehe tn 192021 · 26 flats | €0 | €3,394 | 2025 |
| C | Kaupmehe tn 122011 · 17 flats | €0 | €8,672 | 2024 |
| A | Liivalaia tn 251975 · 37 flats | €125,453 | €27,948 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €806,523 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €8,461.
When was the building built?
According to the building register, it was first used in 1954 and has 4 storeys.
Who is on the association's board?
According to the business register, the board members are Jüri Teras, Kai Kukepuu, Oleg Talamanov, Taira Aasa (board since 08.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.