Apartment association · Tallinn
Kesk-Ameerika tn 12 apartment association
Tallinn, Kesk-Ameerika tn 12 korteriühistu (registry code 80032801) manages a 3-storey brick building built in 1940 with 15 flats. According to its 2025 annual report, the association's long-term liabilities were €82,489 (€137 per m² of flat space) and it held €4,018 in cash. Long-term liabilities have fallen 29% since 2019.
Board
- AKAnne Kalberg-Sägiboard member2 years 2 months
- NJNeeme Jõeboard member8 years 9 months
- SKSergei Kuzubovboard member8 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1940
- Storeys
- 3
- Construction
- brick
- Flats
- 15
- Lift
- no
- Heating
- district heating
- Renovated
- yes
Works on the building
per the building register
- A
- B
- C
- D
- EEvalid until 10.12.2025
- F
- G
- H
Building page: Kesk-Ameerika tn 12 →
Compared with similar buildings: Tallinn, built 1935–1945, brick (176 associations).
Finances by year
Loan principal repayment is an estimated €0.77 per m² of flat space a month, about €39 a month for a 50 m² flat (interest not included) — more than 75% of associations repaying a loan. The median is €0.52 in Estonia and €0.51 in Tallinn. At the current pace the loan will be repaid around 2040.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €82,489 | €9,787 | €4,018 | €9,956 | €1,024 |
| 2024 | €87,962 | €9,369 | €2,761 | €14,502 | €997 |
| 2023 | €93,611 | €8,437 | €3,724 | €13,284 | €1,081 |
| 2022 | €100,257 | €11,493 | €5,976 | €7,146 | €1,081 |
| 2021 | €105,274 | €12,086 | €6,443 | €8,535 | €1,081 |
| 2020 | €111,097 | €13,267 | €7,266 | €7,105 | €1,081 |
| 2019 | €116,752 | €11,911 | €5,938 | €10,104 | €1,003 |
Compared with similar buildings (Tallinn, built 1935–1945, brick; 176 associations), long-term liabilities per m² of flat space are higher than 91% of them. The median for buildings with a loan is €43/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Kesk-Ameerika tn 12 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| B | Kesk-Ameerika tn 1 // Luha tn 91 flats | €0 | €0 | 2025 |
| D | Väike-Ameerika tn 61958 · 39 flats | €27,874 | €23,604 | 2025 |
| D | Luha tn 51940 · 8 flats | €0 | €14,136 | 2025 |
| D | Luha tn 31910 · 12 flats | €0 | €2,290 | 2025 |
| C | Luha tn 71940 · 10 flats | €0 | €6,975 | 2025 |
| E | Toom-Kuninga tn 231940 · 9 flats | €0 | €2,558 | 2025 |
| D | Toom-Kuninga tn 251940 · 13 flats | €0 | €4,353 | 2025 |
| – | Luha tn 4 // Väike-Ameerika tn 38a1914 · 10 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €82,489 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €4,018.
When was the building built?
According to the building register, it was first used in 1940 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Anne Kalberg-Sägi, Neeme Jõe, Sergei Kuzubov (board since 29.12.2017).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.