Apartment association · Kauksi küla, Põlva vald
Keskuse tee 3 apartment association
Põlva vald, Kauksi küla, Keskuse tee 3 korteriühistu (registry code 80461459) manages a 2-storey panel building built in 1978 with 16 flats. According to its 2025 annual report, the association's long-term liabilities were €4,438 (€5 per m² of flat space) and it held €35,305 in cash.
Board
- TTTanel Tiitsonboard member8 years 3 months
- House conditionweak
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1978
- Storeys
- 2
- Construction
- panel
- Flats
- 16
- Lift
- no
- Heating
- stove
Building page: Keskuse tee 3 →
Compared with similar buildings: Põlva vald, built 1973–1983, panel (28 associations).
Finances by year
Loan principal repayment is an estimated €0.09 per m² of flat space a month, about €5 a month for a 50 m² flat (interest not included) — less than 95% of associations repaying a loan. The median is €0.52 in Estonia and €0.65 in Põlva vald. At the current pace the loan will be repaid around 2030.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €4,438 | €21,429 | €35,305 | €1,920 | €0 |
| 2024 | €4,438 | €14,439 | €30,745 | €1,900 | €0 |
| 2023 | €5,322 | €9,479 | €25,653 | €1,900 | €0 |
| 2022 | €6,428 | €377 | €21,304 | €4,928 | €298 |
| 2021 | €0 | €299 | €16,688 | €5,441 | €771 |
| 2020 | €0 | €410 | €12,494 | €6,398 | €2,055 |
| 2019 | €0 | €297 | €9,143 | €7,238 | €0 |
Compared with similar buildings (Põlva vald, built 1973–1983, panel; 28 associations), long-term liabilities per m² of flat space are higher than 32% of them. The median for buildings with a loan is €154/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Keskuse tee 3 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Oja tee 4Kauksi küla1939 · 8 flats | no reports | ||
| C | Keskuse tee 7Kauksi küla1985 · 12 flats | €29,813 | €30,711 | 2025 |
| C | Keskuse tee 8Kauksi küla1984 · 12 flats | €9,493 | €30,970 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €4,438 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €35,305.
When was the building built?
According to the building register, it was first used in 1978 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Tanel Tiitson (board since 28.06.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.