Apartment association · Kaiu alevik, Rapla vald
Keskuse tn 4 apartment association
Rapla vald, Kaiu alevik, Keskuse tn 4 korteriühistu (registry code 80092602) manages a 3-storey block building built in 1992 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €42,114 (€59 per m² of flat space) and it held €44,931 in cash. In 2025 long-term liabilities rose from €20,451 to €42,114 — usually a sign of a renovation.
Board
- AKAnu Kivinukkboard memberunder a month
- VLVirginia Luikboard memberunder a month
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1992
- Storeys
- 3
- Construction
- block
- Flats
- 12
- Lift
- no
- Heating
- district heating
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „Kõik aknad vahetatud pakettakende vastu“ · ad of 1 flat
- A
- B
- C
- D
- E
- FFvalid until 26.01.2033
- G
- H
Compared with similar buildings: Rapla vald, built 1987–1997, block (24 associations).
Finances by year
Loan principal repayment is an estimated €0.16 per m² of flat space a month, about €8 a month for a 50 m² flat (interest not included) — less than 90% of associations repaying a loan. The median is €0.52 in Estonia and €0.56 in Rapla vald. At the current pace the loan will be repaid around 2056.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €42,114 | €620 | €44,931 | €2,433 | €0 |
| 2024 | €20,451 | €321 | €21,104 | €5,847 | €0 |
| 2023 | €0 | €2,043 | €972 | €18,740 | €0 |
| 2022 | €0 | €711 | €815 | €15,158 | €0 |
| 2021 | €1,395 | €361 | €5,163 | €2,138 | €0 |
| 2020 | €988 | €388 | €6,727 | €9,191 | €0 |
| 2019 | €7,499 | €208 | €11,860 | €2,138 | €0 |
Compared with similar buildings (Rapla vald, built 1987–1997, block; 24 associations), long-term liabilities per m² of flat space are higher than 79% of them. The median for buildings with a loan is €49/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €237–€237 per m².
Estate agents who have offered flats in this building
- Raul VaresCKE Kinnisvara OÜ1 flat
What is your flat worth?
An estimate for a flat at Keskuse tn 4 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Keskuse tn 2Kaiu alevik1986 · 12 flats | €0 | €32,169 | 2025 |
| A | Maisimäe põik 4Kaiu alevik1992 · 24 flats | €0 | €45,762 | 2025 |
| C | Maisimäe põik 2Kaiu alevik1992 · 24 flats | €20,230 | €18,298 | 2025 |
| C | Maisimäe tee 4Kaiu alevik1972 · 14 flats | €0 | €12,982 | 2025 |
| D | Kaare tn 1Kaiu alevik1936 · 11 flats | €0 | €32,614 | 2025 |
| D | Kaare tn 3Kaiu alevik1970 · 11 flats | €9,418 | €21,205 | 2025 |
| C | Kaare tn 7Kaiu alevik1992 · 24 flats | €143,288 | €7,962 | 2025 |
| E | Kaare tn 6Kaiu alevik1992 · 12 flats | €51,035 | €50,689 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €42,114 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €44,931.
When was the building built?
According to the building register, it was first used in 1992 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Anu Kivinukk, Virginia Luik (board since 25.09.2026).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.