Apartment association · Pärnu linn
Kivi tn 7 apartment association
Pärnu linn, Kivi tn 7 korteriühistu (registry code 80138385) manages a 3-storey brick building built in 1967 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €61,770 (€100 per m² of flat space) and it held €11,247 in cash. In 2022 long-term liabilities rose from €0 to €72,941 — usually a sign of a renovation.
Board
- ABAnne Betkerboard member1 year 10 monthsalso: A. Adamsoni tn 4, Kooli tn 12, Kooli tn 2b, Kuldnoka tn 4 + 9 more
- MLMerle Looringboard member1 year 10 months
- RSRita Seppboard member1 year 10 monthsalso: Kajaka tn 2
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time · professional manager
Building
- Built
- 1967
- Storeys
- 3
- Construction
- brick
- Flats
- 12
- Lift
- no
- Heating
- district heating
- A
- B
- C
- DDvalid until 11.06.2035
- E
- F
- G
- H
Compared with similar buildings: Pärnu linn, built 1962–1972, brick (76 associations).
Finances by year
Loan principal repayment is an estimated €0.52 per m² of flat space a month, about €26 a month for a 50 m² flat (interest not included) — about average for associations repaying a loan. The median is €0.52 in Estonia and €0.48 in Pärnu linn. At the current pace the loan will be repaid around 2042.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €61,770 | €13,818 | €11,247 | €784 | €0 |
| 2024 | €66,144 | €9,254 | €6,288 | €3,016 | €0 |
| 2023 | €69,967 | €7,621 | €4,154 | €1,346 | €0 |
| 2022 | €72,941 | €6,225 | €2,093 | €90,032 | €0 |
| 2021 | €0 | €3,854 | €4,722 | €6,729 | €0 |
| 2020 | €0 | €5,569 | €5,156 | €4,108 | €211 |
| 2019 | €583 | €4,877 | €3,581 | €1,636 | €843 |
Compared with similar buildings (Pärnu linn, built 1962–1972, brick; 76 associations), long-term liabilities per m² of flat space are higher than 75% of them. The median for buildings with a loan is €77/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Kivi tn 7 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Kivi tn 91999 · 10 flats | €184,847 | €1,364 | 2025 |
| B | Kivi tn 182018 · 3 flats | €0 | €0 | 2024 |
| C | Väike-Posti tn 171999 · 8 flats | €38,918 | €8,057 | 2025 |
| – | Side tn 11999 · 4 flats | no reports | ||
| – | Side tn 31999 · 4 flats | no reports | ||
| B | Side tn 2a2005 · 20 flats | €0 | €1,895 | 2025 |
| A | Side tn 21999 · 6 flats | €0 | €19,331 | 2025 |
| A | Karja tn 292006 · 12 flats | €0 | €7,117 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €61,770 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €11,247.
When was the building built?
According to the building register, it was first used in 1967 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Anne Betker, Merle Looring, Rita Sepp (board since 03.12.2024).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.