Apartment association · Tartu linn

Klaose tn 4 apartment association

Tartu linn, Klaose tn 4 korteriühistu (registry code 80459862) manages a 2-storey panel building built in 2018 with 6 flats. According to its 2025 annual report, the association's long-term liabilities were €1,198 (€3 per m² of flat space) and it held €2,853 in cash.

Board

  • NINikita Ivanovboard member8 years 5 months
A
Association grade
A · very good
Tartu linn: ranked 114 of 1,460 graded associations.
House conditiongood
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
2018
Storeys
2
Construction
panel
Flats
6
Lift
no
Heating
stove

Building page: Klaose tn 4 →

Long-term liabilities
€1,198
as of 31.12.2025
Liabilities per m²
€3
similar buildings with a loan €4
Cash
€2,853
€7/m² · similar €7/m²
Income per m² a month
€0.65
similar buildings €0.99

Compared with similar buildings: Tartu linn, built 2013–2023, panel (84 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
2 €/m²20194 €/m²20204 €/m²20214 €/m²20222 €/m²20235 €/m²20243 €/m²2025
similar buildings with a smaller loan (median)

Loan principal repayment is an estimated €0.19 per m² of flat space a month, about €10 a month for a 50 m² flat (interest not included) — less than 87% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2027.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€1,198€425€2,853€3,192—
2024€2,235€431€3,259€1,224—
2023€857€420€1,495€4,917€0
2022€1,713€560€2,611€1,535€0
2021€1,604€723€2,255€988€0
2020€1,682€355€2,015€566€0
2019€680€224€1,128€1,044€0

Compared with similar buildings (Tartu linn, built 2013–2023, panel; 84 associations), long-term liabilities per m² of flat space are higher than 93% of them. The median for buildings with a loan is €4/m².

Flats in this building

No flat in this building has been for sale or rent in the last 12 months.

What is your flat worth?

An estimate for a flat at Klaose tn 4 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
AKlaose tn 62018 · 6 flats€0€1,2822025
–Aeru tn 12019 · 6 flats€0€6,3782022
BAeru tn 32019 · 6 flats€0€3,2002024
BKlaose tn 82020 · 6 flats€0€3,6232024
AKlaose tn 52019 · 6 flats€0€4,4362025
BAeru tn 52020 · 6 flats€0€3,8862025
AKlaose tn 72019 · 6 flats€0€4,4512025
AKlaose tn 92019 · 6 flats€0€2,7982025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €1,198 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €2,853.

When was the building built?

According to the building register, it was first used in 2018 and has 2 storeys.

Who is on the association's board?

According to the business register, the board members are Nikita Ivanov (board since 30.04.2018).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.