Apartment association · Räni alevik, Kambja vald
Kogre tee 4 apartment association
Kambja vald, Räni alevik, Kogre tee 4 korteriühistu (registry code 80016446) manages a 5-storey panel building built in 1975 with 90 flats. According to its 2025 annual report, the association's long-term liabilities were €9,397 (€2 per m² of flat space) and it held €22,119 in cash. Long-term liabilities have fallen 95% since 2019.
Board
- ELEve Leppboard member3 months
- IRIllimar Rätsepboard member8 years 9 months
- KKKristi Kernerboard member3 monthsalso: Teemandi tn 3
- KMKristjan Mäeotsboard member3 months
- RSRaido Sillaboard member3 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1975
- Storeys
- 5
- Construction
- panel
- Flats
- 90
- Lift
- no
- Renovated
- yes
Works on the building
per the building register
- A
- BBvalid until 08.05.2031
- C
- D
- E
- F
- G
- H
Compared with similar buildings: Kambja vald (143 associations).
Finances by year
Loan principal repayment is an estimated €0.66 per m² of flat space a month, about €33 a month for a 50 m² flat (interest not included) — more than 66% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Kambja vald. At the current pace the loan will be repaid around 2026.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €9,397 | €30,692 | €22,119 | €21,925 | €0 |
| 2024 | €19,483 | €55,755 | €23,712 | €46,373 | €0 |
| 2023 | €59,796 | €76,377 | €41,520 | €20,715 | €0 |
| 2022 | €96,397 | €72,520 | €37,437 | €17,332 | €0 |
| 2021 | €132,286 | €63,279 | €29,313 | €17,512 | €0 |
| 2020 | €168,368 | €54,979 | €16,957 | €15,453 | €0 |
| 2019 | €203,454 | €46,779 | €8,496 | €225,784 | €0 |
Compared with similar buildings (Kambja vald; 143 associations), long-term liabilities per m² of flat space are higher than 61% of them. The median for buildings with a loan is €64/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Kogre tee 4 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Viljandi mnt 80Räni alevik1977 · 4 flats | no reports | ||
| C | Viljandi mnt 76Räni alevik1977 · 8 flats | €27,806 | €8,375 | 2025 |
| C | Viljandi mnt 74Räni alevik1977 · 16 flats | €0 | €16,606 | 2025 |
| C | Viljandi mnt 72Räni alevik1967 · 13 flats | €132,854 | €5,082 | 2025 |
| C | Viljandi mnt 70Räni alevik1977 · 32 flats | €74,663 | €22,112 | 2025 |
| – | Eerika põik 4Õssu küla15 flats | no reports | ||
| – | Eerika põik 6Õssu küla2026 · 8 flats | no reports | ||
| A | Eerika põik 14Õssu küla2025 · 8 flats | €0 | €1,291 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €9,397 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €22,119.
When was the building built?
According to the building register, it was first used in 1975 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Eve Lepp, Illimar Rätsep, Kristi Kerner, Kristjan Mäeots, Raido Silla (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.