Apartment association · Tartu linn
Koidu tn 3 apartment association
Tartu linn, Koidu tn 3 korteriühistu (registry code 80524993) manages a 2-storey log building with 5 flats. According to its 2025 annual report, the association's long-term liabilities were €41,695 (€173 per m² of flat space) and it held €1,827 in cash. In 2021 long-term liabilities rose from €3,448 to €44,931 — usually a sign of a renovation.
Board
- AAAnu Adlerboard member8 years 5 months
- GJGerry Jaarboard member8 years 5 months
- THTarvo Halgmaboard member5 years 4 months
- House conditionweak
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Storeys
- 2
- Construction
- log
- Flats
- 5
- Lift
- no
- Heating
- stove
- A
- B
- C
- D
- E
- F
- GGvalid until 11.11.2035
- H
Compared with similar buildings: Tartu linn (1460 associations).
Finances by year
Loan principal repayment is an estimated €0.22 per m² of flat space a month, about €11 a month for a 50 m² flat (interest not included) — less than 85% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €41,695 | €161 | €1,827 | €4,944 | — |
| 2024 | €42,064 | €134 | €885 | €11,097 | — |
| 2023 | €42,559 | €132 | €379 | €5,403 | €0 |
| 2022 | €43,321 | €133 | €192 | €3,265 | €0 |
| 2021 | €44,931 | €111 | €130 | €15,187 | €0 |
| 2020 | €3,448 | €103 | €3,354 | €2,158 | €0 |
| 2019 | €0 | €98 | €3,119 | €2,163 | €0 |
Compared with similar buildings (Tartu linn; 1460 associations), long-term liabilities per m² of flat space are higher than 91% of them. The median for buildings with a loan is €55/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Koidu tn 3 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Kesk tn 221977 · 5 flats | no reports | ||
| C | Eha tn 61977 · 6 flats | €3,830 | €4,940 | 2025 |
| – | Kesk tn 91977 · 7 flats | no reports | ||
| C | Eha tn 111977 · 11 flats | €7,910 | €10,338 | 2025 |
| D | Eha tn 151977 · 6 flats | €0 | €16,048 | 2025 |
| C | Kesk tn 111977 · 7 flats | €0 | €31,008 | 2025 |
| C | Võru tn 901947 · 18 flats | €0 | €35,126 | 2025 |
| – | Tähe tn 43 // 451946 · 6 flats | €0 | €2,843 | 2022 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €41,695 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €1,827.
Who is on the association's board?
According to the business register, the board members are Anu Adler, Gerry Jaar, Tarvo Halgma (board since 22.05.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.