Apartment association · Sauga alevik, Tori vald
Kuldnoka tn 2 apartment association
Tori vald, Sauga alevik, Kuldnoka tn 2 korteriühistu (registry code 80083371) manages a 2-storey block building built in 1984 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €62,780 (€83 per m² of flat space) and it held €18,458 in cash. Long-term liabilities have fallen 30% since 2019.
Board
- HOHarri Oskarboard member8 years 9 months
- MPMaie Pitsalboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilityaverage
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1984
- Storeys
- 2
- Construction
- block
- Flats
- 12
- Lift
- no
- Heating
- district heating
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- „Kortermaja on renoveeritud“ · ad of 1 flat
- A
- B
- CCvalid until 10.03.2030
- D
- E
- F
- G
- H
Compared with similar buildings: Tori vald, built 1979–1989, block (15 associations).
Finances by year
Loan principal repayment is an estimated €0.48 per m² of flat space a month, about €24 a month for a 50 m² flat (interest not included) — about average for associations repaying a loan. The median is €0.52 in Estonia and €0.55 in Tori vald. At the current pace the loan will be repaid around 2040.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €62,780 | €18,222 | €18,458 | €6,229 | — |
| 2024 | €67,795 | €15,454 | €14,547 | €7,544 | — |
| 2023 | €72,502 | €12,640 | €11,761 | €7,411 | — |
| 2022 | €76,531 | €11,199 | €9,971 | €5,026 | — |
| 2021 | €80,445 | €9,596 | €6,829 | €5,054 | — |
| 2020 | €85,182 | €6,039 | €6,189 | €13,261 | — |
| 2019 | €89,827 | €11,251 | €11,100 | €5,319 | — |
Compared with similar buildings (Tori vald, built 1979–1989, block; 15 associations), long-term liabilities per m² of flat space are higher than 67% of them. The median for buildings with a loan is €59/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €1,513–€1,513 per m². 1 flat was offered for rent at €300 a month.
Estate agents who have offered flats in this building
- Ott KoskKosk kinnisvara OÜ1 flat
What is your flat worth?
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| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Kuldnoka tn 4Sauga alevik1963 · 12 flats | €0 | €66,131 | 2025 |
| – | Jänesselja tn 1Sauga alevik1964 · 4 flats | no reports | ||
| – | Jänesselja tn 4Sauga alevik1961 · 4 flats | no reports | ||
| – | Jänesselja tn 6Sauga alevik1962 · 4 flats | no reports | ||
| – | Jänesselja tn 2Sauga alevik1963 · 4 flats | €0 | — | 2021 |
| D | Jänesselja tn 8Sauga alevik1958 · 4 flats | €0 | €3,770 | 2025 |
| – | Roolinnu tn 2Sauga alevik, Roolinnu tn 11969 · 8 flats | €0 | €7,045 | 2021 |
| A | Peoleo tn 1Sauga alevik1997 · 18 flats | €9,524 | €18,305 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €62,780 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €18,458.
When was the building built?
According to the building register, it was first used in 1984 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Harri Oskar, Maie Pitsal (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.