Apartment association · Harkujärve küla, Harku vald
Loodjärve tee 27 apartment association
Harku vald, Harkujärve küla, Loodjärve tee 27 korteriühistu (registry code 80325070) manages a 2-storey brick building built in 1985 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €19,985 (€27 per m² of flat space) and it held €4,760 in cash. Long-term liabilities have fallen 76% since 2019.
Board
- ANAlar Nisuboard member8 years 9 months
- ARArgo Räimboard member8 years 9 months
- KMKalev Mändboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1985
- Storeys
- 2
- Construction
- brick
- Flats
- 12
- Lift
- no
- Heating
- district heating
- A
- B
- CC
- D
- E
- F
- G
- H
Building page: Loodjärve tee 27 →
Compared with similar buildings: Harku vald, built 1980–1990 (24 associations).
Finances by year
Loan principal repayment is an estimated €1.22 per m² of flat space a month, about €61 a month for a 50 m² flat (interest not included) — more than 92% of associations repaying a loan. The median is €0.52 in Estonia and €0.53 in Harku vald. At the current pace the loan will be repaid around 2027.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €19,985 | €17,620 | €4,760 | €4,371 | €0 |
| 2024 | €31,834 | €17,962 | €5,765 | €8,024 | €0 |
| 2023 | €43,119 | €21,895 | €8,358 | €3,534 | €0 |
| 2022 | €53,717 | €18,297 | €8,130 | €3,202 | €0 |
| 2021 | €64,326 | €17,016 | €7,227 | €3,914 | €0 |
| 2020 | €74,567 | €14,985 | €5,551 | €4,071 | €0 |
| 2019 | €84,453 | €13,462 | €4,382 | €7,069 | €0 |
Compared with similar buildings (Harku vald, built 1980–1990; 24 associations), long-term liabilities per m² of flat space are higher than 58% of them. The median for buildings with a loan is €39/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Loodjärve tee 27 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Loodjärve tee 25Harkujärve küla1994 · 8 flats | €20,032 | €20,006 | 2022 |
| D | Loodjärve tee 9Harkujärve küla1986 · 12 flats | €13,368 | €24,744 | 2025 |
| D | Loodjärve tee 29Harkujärve küla1994 · 12 flats | €0 | €23,143 | 2025 |
| E | Jaaniku tee 1Harkujärve küla1970 · 23 flats | €0 | €10,166 | 2024 |
| B | Loodjärve tee 11Harkujärve küla1988 · 8 flats | €87,021 | €7,636 | 2025 |
| B | Jaaniku tee 3Harkujärve küla1974 · 8 flats | €32,761 | €2,685 | 2025 |
| – | Jaaniku tee 4Harkujärve küla1964 · 8 flats | no reports | ||
| C | Järvekalda tee 7Harkujärve küla1985 · 15 flats | €0 | €69,790 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €19,985 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €4,760.
When was the building built?
According to the building register, it was first used in 1985 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Alar Nisu, Argo Räim, Kalev Mänd (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.