Apartment association · Võru linn

Luha tn 25 apartment association

Võru linn, Luha tn 25 korteriühistu (registry code 80134921) manages a 5-storey panel building built in 1991 with 30 flats. According to its 2025 annual report, the association's long-term liabilities were €330,951 (€187 per m² of flat space) and it held €28,616 in cash. In 2022 long-term liabilities rose from €126,816 to €376,836 — usually a sign of a renovation.

Board

B
Association grade
B · good
Võru linn: ranked 62 of 171 graded associations.
House conditiongood
age, energy class and works done
Loan affordabilityaverage
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time · professional manager

Building

Built
1991
Storeys
5
Construction
panel
Flats
30
Lift
no
Heating
district heating
Renovated
2022

Works on the building

Reconstructed in 2022: Kortermaja terviklik rekonstrueerimine

per the building register's energy certificate

Energy class
  • A
  • BBvalid until 07.01.2035
  • C
  • D
  • E
  • F
  • G
  • H

Building page: Luha tn 25 →

Long-term liabilities
€330,951
as of 31.12.2025
Liabilities per m²
€187
similar buildings with a loan €73
Cash
€28,616
€16/m² · similar €26/m²
Income per m² a month
€1.25
similar buildings €1.00

Compared with similar buildings: Võru linn, built 1986–1996, panel (15 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
4 €/m²20190 €/m²202072 €/m²new loan2021213 €/m²new loan2022205 €/m²2023196 €/m²2024187 €/m²2025

Loan principal repayment is an estimated €0.71 per m² of flat space a month, about €36 a month for a 50 m² flat (interest not included) — more than 70% of associations repaying a loan. The median is €0.52 in Estonia and €0.62 in Võru linn. At the current pace the loan will be repaid around 2047.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€330,951€23,493€28,616€26,578€0
2024€347,037€17,740€23,826€35,494€0
2023€361,832€15,373€23,193€123,841€108
2022€376,836€47,291€43,470€86,003€649
2021€126,816€5,847€17,864€24,461€649
2020€0€3,660€15,661€17,495€651
2019€7,378€3,371€12,353€17,713€652

Compared with similar buildings (Võru linn, built 1986–1996, panel; 15 associations), long-term liabilities per m² of flat space are higher than 80% of them. The median for buildings with a loan is €73/m².

Flats in this building

No flat in this building has been for sale or rent in the last 12 months.

What is your flat worth?

An estimate for a flat at Luha tn 25 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
BLuha tn 271990 · 30 flats€131,542€13,5452025
COlevi tn 331984 · 30 flats€0€24,3342025
BLuha tn 211983 · 60 flats€0€162,1482025
CLuha tn 231984 · 60 flats€57,278€71,6412025
ALuha tn 291991 · 30 flats€225,173€57,4022025
ALuha tn 201990 · 15 flats€0€68,5912025
AOlevi tn 311982 · 60 flats€0€96,6492025
BKoreli tn 28a1986 · 60 flats€64,695€84,2032025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €330,951 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €28,616.

When was the building built?

According to the building register, it was first used in 1991 and has 5 storeys.

Who is on the association's board?

According to the business register, the board members are Elina Kohv, Peeter Ojatamm, Steven Leis (board since 06.01.2018).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.