Apartment association · Kuressaare linn, Saaremaa vald
Mooni tn 4 apartment association
Saaremaa vald, Kuressaare linn, Mooni tn 4 korteriühistu (registry code 80042662) manages a 3-storey block building built in 1988 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €130,650 (€113 per m² of flat space) and it held €19,374 in cash. Long-term liabilities have fallen 35% since 2019.
Board
- AKAlvar Kösterboard member3 years
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1988
- Storeys
- 3
- Construction
- block
- Flats
- 18
- Lift
- no
- Heating
- district heating
- A
- B
- C
- DDvalid until 25.01.2030
- E
- F
- G
- H
Compared with similar buildings: Saaremaa vald, built 1983–1993, block (41 associations).
Finances by year
Loan principal repayment is an estimated €0.63 per m² of flat space a month, about €32 a month for a 50 m² flat (interest not included) — more than 62% of associations repaying a loan. The median is €0.52 in Estonia and €0.48 in Saaremaa vald. At the current pace the loan will be repaid around 2040.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €130,650 | €27,389 | €19,374 | €1,970 | €1,921 |
| 2024 | €142,875 | €24,142 | €17,702 | €2,279 | €1,601 |
| 2023 | €151,768 | €21,604 | €14,874 | €2,279 | €1,601 |
| 2022 | €157,091 | €48,832 | €13,351 | €2,282 | €1,601 |
| 2021 | €165,546 | €40,534 | €10,546 | €2,282 | €1,614 |
| 2020 | €190,837 | €26,051 | €8,567 | €17,282 | €1,601 |
| 2019 | €200,626 | €34,448 | €21,119 | €2,013 | €1,496 |
Compared with similar buildings (Saaremaa vald, built 1983–1993, block; 41 associations), long-term liabilities per m² of flat space are higher than 90% of them. The median for buildings with a loan is €42/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €1,375–€1,375 per m².
What is your flat worth?
An estimate for a flat at Mooni tn 4 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Õie tn 3Kuressaare linn1988 · 18 flats | €0 | €22,115 | 2025 |
| B | Niidu tn 8Kuressaare linn1981 · 18 flats | €0 | €17,152 | 2025 |
| – | Raja tn 1Kuressaare linn1980 · 8 flats | €0 | €927 | 2020 |
| C | Niidu tn 10Kuressaare linn1982 · 18 flats | €0 | €12,854 | 2025 |
| C | Niidu tn 5Kuressaare linn1983 · 18 flats | €0 | €39,049 | 2025 |
| C | Mooni tn 1Kuressaare linn1986 · 30 flats | €212,610 | €34,986 | 2025 |
| C | Mooni tn 3Kuressaare linn1988 · 12 flats | €0 | €18,477 | 2025 |
| B | Õie tn 4Kuressaare linn1992 · 12 flats | €0 | €13,420 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €130,650 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €19,374.
When was the building built?
According to the building register, it was first used in 1988 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Alvar Köster (board since 12.10.2023).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.