Apartment association · Tallinn
Mustamäe tee 78 apartment association
Tallinn, Mustamäe tee 78 korteriühistu (registry code 80100945) manages a 9-storey panel building with 72 flats. According to its 2025 annual report, the association's long-term liabilities were €283,353 (€72 per m² of flat space) and it held €20,367 in cash. In 2025 long-term liabilities rose from €179,432 to €283,353 — usually a sign of a renovation.
Board
- IGInga Gechanskajaboard member4 months
- IZInga-Moonika Zgudadzeboard member8 years 9 months
- KVKerli Valdreboard member8 years 9 months
- VPViktor Petersonboard member8 years 9 monthsalso: Tedre tn 51
- VMVitali Mihhailovboard member6 years
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Storeys
- 9
- Construction
- panel
- Flats
- 72
- Lift
- yes
- Heating
- district heating
Building page: Mustamäe tee 78 →
Compared with similar buildings: Tallinn (4374 associations).
Finances by year
Loan principal repayment is an estimated €0.25 per m² of flat space a month, about €13 a month for a 50 m² flat (interest not included) — less than 82% of associations repaying a loan. The median is €0.52 in Estonia and €0.51 in Tallinn. At the current pace the loan will be repaid around 2049.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €283,353 | €36,660 | €20,367 | €137,465 | €11,216 |
| 2024 | €179,432 | €30,569 | €16,982 | €20,246 | €11,216 |
| 2023 | €191,738 | €34,886 | €17,676 | €20,388 | €11,477 |
| 2022 | €202,915 | €33,641 | €16,610 | €36,760 | €10,304 |
| 2021 | €214,701 | €38,848 | €17,171 | €14,962 | €9,570 |
| 2020 | €228,876 | €26,285 | €9,414 | €27,983 | €9,653 |
| 2019 | €242,120 | €31,307 | €16,769 | €14,258 | €9,737 |
Compared with similar buildings (Tallinn; 4374 associations), long-term liabilities per m² of flat space are higher than 89% of them. The median for buildings with a loan is €36/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €2,402–€2,402 per m². 3 flats were offered for rent at €490–€550 a month.
Estate agents in Kadaka · Flat prices in Kadaka
Estate agents who have offered flats in this building
- Nataly KoppelBEST BUY Kinnisvara OÜ1 flat
- Regina Jakubovskaja1PARTNER Kinnisvara Tallinn OÜ1 flat
- Tarvo TavastPlus Kinnisvarabüroo OÜ1 flat
- Terezia BadzjoKinnisvara Konsultatsioonide OÜ1 flat
What is your flat worth?
An estimate for a flat at Mustamäe tee 78 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Mustamäe tee 801973 · 72 flats | €13,664 | €21,708 | 2025 |
| B | Aiandi tn 32008 · 77 flats | €0 | €211,402 | 2025 |
| B | Mustamäe tee 1471969 · 216 flats | €310,975 | €80,960 | 2025 |
| B | Aiandi tn 62008 · 54 flats | €0 | €30,366 | 2025 |
| A | Mustamäe tee 821973 · 144 flats | €0 | €112,223 | 2025 |
| C | Mustamäe tee 1451969 · 30 flats | €0 | €27,315 | 2025 |
| C | Aiandi tn 52022 · 99 flats | €0 | €19,094 | 2025 |
| D | Mustamäe tee 1531963 · 30 flats | €484,838 | €8,813 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €283,353 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €20,367.
Who is on the association's board?
According to the business register, the board members are Inga Gechanskaja, Inga-Moonika Zgudadze, Kerli Valdre, Viktor Peterson, Vitali Mihhailov (board since 30.12.2017).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.