Apartment association · Tallinn
Õismäe tee 95 apartment association
Tallinn, Õismäe tee 95 korteriühistu (registry code 80164187) manages a 5-storey panel building built in 1976 with 60 flats. According to its 2025 annual report, the association's long-term liabilities were €7,733 (€3 per m² of flat space) and it held €75,116 in cash. Long-term liabilities have fallen 78% since 2019.
Board
- IRIgor Rõbinskiboard member8 years 9 months
- KKKalju Kilkboard member8 years 9 months
- PPPaavo Pettaiboard member8 years 9 months
- PIPavel Ivaštšenkoboard member8 years 9 months
- PKPeep Kroosboard member8 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1976
- Storeys
- 5
- Construction
- panel
- Flats
- 60
- Lift
- no
- Heating
- district heating
- A
- B
- C
- D
- EEvalid until 13.11.2023
- F
- G
- H
Building page: Õismäe tee 95 →
Compared with similar buildings: Tallinn, built 1971–1981, panel (357 associations).
Finances by year
Loan principal repayment is an estimated €0.13 per m² of flat space a month, about €7 a month for a 50 m² flat (interest not included) — less than 92% of associations repaying a loan. The median is €0.52 in Estonia and €0.51 in Tallinn. At the current pace the loan will be repaid around 2027.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €7,733 | €88,102 | €75,116 | €19,285 | €12,159 |
| 2024 | €13,005 | €76,222 | €58,221 | €36,767 | €11,142 |
| 2023 | €18,342 | €78,387 | €64,444 | €32,315 | €10,014 |
| 2022 | €22,387 | €76,815 | €62,268 | €25,583 | €10,428 |
| 2021 | €26,846 | €70,886 | €56,139 | €19,796 | €10,487 |
| 2020 | €31,343 | €54,249 | €44,480 | €36,431 | €9,458 |
| 2019 | €35,795 | €58,770 | €48,454 | €26,124 | €9,508 |
Compared with similar buildings (Tallinn, built 1971–1981, panel; 357 associations), long-term liabilities per m² of flat space are higher than 70% of them. The median for buildings with a loan is €15/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
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Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Õismäe tee 931976 · 20 flats | €0 | €24,695 | 2025 |
| C | Õismäe tee 971976 · 40 flats | €0 | €31,147 | 2025 |
| B | Õismäe tee 911976 · 20 flats | €10,825 | €11,713 | 2025 |
| C | Õismäe tee 891975 · 20 flats | €0 | €8,491 | 2025 |
| C | Õismäe tee 811976 · 40 flats | €0 | €4,950 | 2025 |
| C | Õismäe tee 991988 · 40 flats | €11,483 | €16,625 | 2025 |
| D | Õismäe tee 1011978 · 40 flats | €0 | €4,157 | 2025 |
| A | Õismäe tee 1031977 · 30 flats | €0 | €30,625 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €7,733 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €75,116.
When was the building built?
According to the building register, it was first used in 1976 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Igor Rõbinski, Kalju Kilk, Paavo Pettai, Pavel Ivaštšenko, Peep Kroos (board since 30.12.2017).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.