Apartment association · Tartu linn

Põhja pst 10 apartment association

Tartu linn, Põhja pst 10 korteriühistu (registry code 80117644) manages a 5-storey panel building built in 1977 with 45 flats. According to its 2025 annual report, the association's long-term liabilities were €789,768 (€404 per m² of flat space) and it held €55,168 in cash. In 2024 long-term liabilities rose from €64,383 to €806,641 — usually a sign of a renovation.

Board

  • EMEkaterina Motuzasboard member6 years 4 months
  • MLMarina Lepkaiboard member1 year 11 months
  • VAVeronika Adelmaaboard member1 year 11 months
D
Association grade
D · below average
Tartu linn: ranked 1223 of 1,460 graded associations.
House conditiongood
age, energy class and works done
Loan affordabilityweak
loan vs the association's annual income
Cash bufferaverage
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
1977
Storeys
5
Construction
panel
Flats
45
Lift
no
Heating
district heating
Energy class
  • AAvalid until 06.03.2036
  • B
  • C
  • D
  • EE2023
  • F
  • G
  • H

Building page: Põhja pst 10 →

Long-term liabilities
€789,768
as of 31.12.2025
Liabilities per m²
€404
similar buildings with a renovation loan €82
Cash
€55,168
€28/m² · similar €16/m²
Income per m² a month
€0.67
similar buildings €0.98

Compared with similar buildings: Tartu linn, built 1972–1982, panel (112 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
0 €/m²20190 €/m²20200 €/m²20210 €/m²202233 €/m²new loan2023412 €/m²new loan2024404 €/m²2025
similar buildings with a renovation loan (median)

Loan principal repayment is an estimated €0.72 per m² of flat space a month, about €36 a month for a 50 m² flat (interest not included) — more than 71% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€789,768€70,401€55,168€15,722€0
2024€806,641€66,803€53,972€399,567€0
2023€64,383€53,331€50,789€25,720€0
2022€0€40,954€38,492€25,279€0
2021€0€38,830€37,593€15,713€2,060
2020€0€28,275€29,506€13,568€5,668
2019€0€16,365€16,784€15,898€9,919

Compared with similar buildings (Tartu linn, built 1972–1982, panel; 112 associations), long-term liabilities per m² of flat space are higher than 97% of them. The median for buildings with a loan is €40/m².

Flats in this building

1 flat was offered for rent at €350 a month.

Estate agents in Jaamamõisa · Flat prices in Jaamamõisa

Estate agents who have offered flats in this building

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
APõhja pst 81995 · 60 flats€0€57,7752025
DLääne tn 71973 · 54 flats€443,699€22,9972025
BLääne tn 51995 · 75 flats€38,443€37,9852025
BLääne tn 91995 · 60 flats€0€4,6452025
CPõhja pst 171995 · 74 flats€0€8,0142025
CPõhja pst 41977 · 85 flats€0€39,5962025
CPõhja pst 141977 · 45 flats€0€26,6662025
DLääne tn 41977 · 85 flats€0€100,0292025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €789,768 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €55,168.

When was the building built?

According to the building register, it was first used in 1977 and has 5 storeys.

Who is on the association's board?

According to the business register, the board members are Ekaterina Motuzas, Marina Lepkai, Veronika Adelmaa (board since 05.06.2020).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.