Apartment association · Palivere alevik, Lääne-Nigula vald

Põllu tn 4 apartment association

Lääne-Nigula vald, Palivere alevik, Põllu tn 4 korteriühistu (registry code 80426724) manages a 3-storey block building built in 1972 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €3,798 (€6 per m² of flat space) and it held €9,528 in cash. Long-term liabilities have fallen 39% since 2019.

Board

  • AVArdi Väikoboard member8 years 9 months
  • JHJanar Harakkboard member8 years 9 months
  • RLRene Luigaboard member8 years 9 months
D
Association grade
D · below average
Lääne-Nigula vald: ranked 56 of 63 graded associations.
House conditionweak
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementaverage
reports filed on time

Building

Built
1972
Storeys
3
Construction
block
Flats
12
Lift
no
Heating
district heating

Building page: Põllu tn 4 →

Long-term liabilities
€3,798
as of 31.12.2025
Liabilities per m²
€6
similar buildings with a loan €52
Cash
€9,528
€15/m² · similar €14/m²
Income per m² a month
€0.23
similar buildings €0.47

Compared with similar buildings: Lääne-Nigula vald, built 1967–1977, block (17 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
10 €/m²201913 €/m²202015 €/m²202111 €/m²20220 €/m²20231 €/m²20246 €/m²2025

Loan principal repayment is an estimated €0.63 per m² of flat space a month, about €32 a month for a 50 m² flat (interest not included) — more than 62% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2026.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€3,798€4,244€9,528€1,708€0
2024€438€4,540€6,583€1,908€0
2023€0€4,844€2,394€13,553€0
2022€6,712€4,573€11,024€6,794€0
2021€9,300€4,741€10,164€2,909€0
2020€8,290€3,746€8,037€1,876€0
2019€6,185€3,647€5,357€1,651€0

Compared with similar buildings (Lääne-Nigula vald, built 1967–1977, block; 17 associations), long-term liabilities per m² of flat space are higher than 53% of them. The median for buildings with a loan is €52/m².

Flats in this building

1 flat was offered for rent at €235 a month.

What is your flat worth?

An estimate for a flat at Põllu tn 4 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
CPõllu tn 6Palivere alevik1972 · 12 flats€0€13,3302025
DPõllu tn 2Palivere alevik1971 · 12 flats€0€1422025
DPõllu tn 8Palivere alevik1976 · 60 flats€0€1,0822024
BRaba tn 5Palivere alevik1973 · 18 flats€15,440€17,3522025
CRaba tn 3Palivere alevik1975 · 18 flats€39,048€12,5142025
CRaba tn 9Palivere alevik1981 · 18 flats€0€29,4852025
CRaba tn 11Palivere alevik1983 · 18 flats€12,582€7,6492025
CRaba tn 13Palivere alevik1986 · 18 flats€0€9,6972025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €3,798 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €9,528.

When was the building built?

According to the building register, it was first used in 1972 and has 3 storeys.

Who is on the association's board?

According to the business register, the board members are Ardi Väiko, Janar Harakk, Rene Luiga (board since 08.01.2018).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.