Apartment association · Kuressaare linn, Saaremaa vald
Ranna tn 5 apartment association
Saaremaa vald, Kuressaare linn, Ranna tn 5 korteriühistu (registry code 80104883) manages a 3-storey block building built in 1980 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €3,409 (€3 per m² of flat space) and it held €3,041 in cash.
Board
- RKReelika Kruusementboard member8 years 9 months
- SVSigne Vippboard member8 years 9 months
- VLVirge Lemberboard member8 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilityno data
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1980
- Storeys
- 3
- Construction
- block
- Flats
- 18
- Lift
- no
- Heating
- district heating
Compared with similar buildings: Saaremaa vald, built 1975–1985, block (35 associations).
Finances by year
Loan principal repayment is an estimated €0.13 per m² of flat space a month, about €7 a month for a 50 m² flat (interest not included) — less than 93% of associations repaying a loan. The median is €0.52 in Estonia and €0.48 in Saaremaa vald. At the current pace the loan will be repaid around 2027.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €3,409 | — | €3,041 | €0 | €0 |
| 2024 | €3,409 | — | €3,133 | €0 | €0 |
| 2023 | €0 | €3,409 | €3,145 | €0 | €0 |
| 2022 | €0 | €3,409 | €3,337 | €0 | — |
| 2021 | €1,789 | — | €1,729 | €32,622 | — |
| 2020 | €0 | €27,931 | €27,885 | €360 | €0 |
| 2019 | €0 | €15,602 | €15,752 | €0 | €0 |
Compared with similar buildings (Saaremaa vald, built 1975–1985, block; 35 associations), long-term liabilities per m² of flat space are higher than 46% of them. The median for buildings with a loan is €44/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Ranna tn 5 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Ranna tn 7Kuressaare linn1982 · 12 flats | €0 | €4,696 | 2025 |
| C | Ranna tn 3Kuressaare linn1979 · 18 flats | €27,956 | €12,500 | 2025 |
| B | Kotkapoja tn 10Kuressaare linn1981 · 18 flats | €247,178 | €16,014 | 2025 |
| C | Ranna tn 9Kuressaare linn1983 · 12 flats | €0 | €12,155 | 2025 |
| C | Kotkapoja tn 5Kuressaare linn1959 · 18 flats | €686,095 | €77,368 | 2025 |
| C | Kotkapoja tn 12Kuressaare linn1959 · 29 flats | €122,808 | €8,697 | 2025 |
| A | Kotkapoja tn 8Kuressaare linn2006 · 18 flats | €0 | €2,651 | 2025 |
| C | Ranna tn 1Kuressaare linn1969 · 18 flats | €25,603 | €30,047 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €3,409 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €3,041.
When was the building built?
According to the building register, it was first used in 1980 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Reelika Kruusement, Signe Vipp, Virge Lember (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.