Apartment association · Tartu linn
Roosi tn 40 // 40a apartment association
Tartu linn, Roosi tn 40 // 40a korteriühistu (registry code 80368470) manages a 2-storey wooden building built in 1909 with 7 flats. According to its 2025 annual report, the association's long-term liabilities were €38,116 (€207 per m² of flat space) and it held €3,367 in cash. Long-term liabilities have fallen 45% since 2019.
Board
- KTKristel Taitsboard member8 years 9 months
- SKSiiri Kolkaboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilityaverage
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1909
- Storeys
- 2
- Construction
- wood
- Flats
- 7
- Heating
- stove
- Renovated
- 2018
Works on the building
per the building register's energy certificate
- A
- B
- C
- D
- E
- FFvalid until 21.05.2035
- G
- H
The association's buildings (2)
Roosi tn 407 flats, Roosi tn 40a2 flats
Compared with similar buildings: Tartu linn, built 1904–1914 (24 associations).
Finances by year
Loan principal repayment is an estimated €2.19 per m² of flat space a month, about €110 a month for a 50 m² flat (interest not included) — more than 98% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2033.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €38,116 | €352 | €3,367 | €2,711 | €0 |
| 2024 | €44,718 | €298 | €3,069 | €1,167 | €0 |
| 2023 | €47,591 | €522 | €2,474 | €1,064 | €0 |
| 2022 | €60,496 | €503 | €1,302 | €1,095 | €0 |
| 2021 | €63,605 | €1,069 | €1,173 | €941 | €0 |
| 2020 | €66,667 | €1,644 | €356 | €2,106 | €0 |
| 2019 | €69,637 | €3,666 | €1,516 | €2,603 | €0 |
Compared with similar buildings (Tartu linn, built 1904–1914; 24 associations), long-term liabilities per m² of flat space are higher than 79% of them. The median for buildings with a loan is €100/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Roosi tn 40 // 40a from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| D | Roosi tn 36 // 381977 · 7 flats | €0 | €25,147 | 2025 |
| – | Roosi tn 32b1969 · 2 flats | no reports | ||
| – | Roosi tn 611977 · 4 flats | no reports | ||
| – | Kasarmu tn 61955 · 2 flats | no reports | ||
| C | Puiestee tn 1081977 · 1 flats | €0 | €10,455 | 2024 |
| – | Puiestee tn 1041977 · 5 flats | no reports | ||
| – | Puiestee tn 961977 · 2 flats | no reports | ||
| C | Roosi tn 551947 · 12 flats | €1,600 | €1,633 | 2024 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €38,116 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €3,367.
When was the building built?
According to the building register, it was first used in 1909 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Kristel Taits, Siiri Kolka (board since 07.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.