Apartment association · Käärdi alevik, Elva vald
Rukki tn 5 apartment association
Elva vald, Käärdi alevik, Rukki tn 5 korteriühistu (registry code 80012313) manages a 3-storey block building built in 1984 with 25 flats. According to its 2025 annual report, the association's long-term liabilities were €77,178 (€50 per m² of flat space) and it held €6,870 in cash. Long-term liabilities have fallen 39% since 2019.
Board
- GHGeiro Hallikasboard member1 year 6 months
- MEMare Ebrukboard member4 years
- RERaul Ellermäeboard member4 years
- TVToomas Viigipuuboard member4 years
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1984
- Storeys
- 3
- Construction
- block
- Flats
- 25
- Lift
- no
- Heating
- district heating
- A
- BBvalid until 29.12.2035
- C
- D
- E
- F
- G
- H
Compared with similar buildings: Elva vald, built 1979–1989 (28 associations).
Finances by year
Loan principal repayment is an estimated €0.43 per m² of flat space a month, about €22 a month for a 50 m² flat (interest not included) — less than 61% of associations repaying a loan. The median is €0.52 in Estonia and €0.67 in Elva vald. At the current pace the loan will be repaid around 2035.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €77,178 | €12,597 | €6,870 | €34,202 | €0 |
| 2024 | €86,200 | €12,283 | €25,319 | €15,638 | €0 |
| 2023 | €94,219 | €12,034 | €20,797 | €13,171 | €0 |
| 2022 | €101,868 | €11,075 | €18,201 | €8,094 | €0 |
| 2021 | €109,523 | €11,505 | €17,051 | €8,023 | €0 |
| 2020 | €118,156 | €10,623 | €14,605 | €8,711 | €0 |
| 2019 | €126,414 | €10,329 | €11,962 | €9,134 | €0 |
Compared with similar buildings (Elva vald, built 1979–1989; 28 associations), long-term liabilities per m² of flat space are higher than 54% of them. The median for buildings with a loan is €67/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Rukki tn 5 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Rukki tn 3Käärdi alevik1980 · 12 flats | €0 | €52,099 | 2025 |
| – | Rukki tn 1Käärdi alevik1984 · 8 flats | no reports | ||
| B | Rukki tn 7Käärdi alevik1980 · 36 flats | €119,959 | €28,741 | 2025 |
| A | Rukki tn 9Käärdi alevik1984 · 36 flats | €92,601 | €16,159 | 2025 |
| – | Torni tn 3Käärdi alevik2 flats | no reports | ||
| A | Rukki tn 11Käärdi alevik1983 · 36 flats | €61,415 | €14,032 | 2025 |
| – | Torni tn 4Käärdi alevik2025 · 2 flats | no reports | ||
| D | Lina tn 4Käärdi alevik1984 · 12 flats | €1,538 | €2,533 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €77,178 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €6,870.
When was the building built?
According to the building register, it was first used in 1984 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Geiro Hallikas, Mare Ebruk, Raul Ellermäe, Toomas Viigipuu (board since 04.10.2022).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.