Apartment association · Väike-Maarja alevik, Väike-Maarja vald
Säde tn 1a apartment association
Väike-Maarja vald, Väike-Maarja alevik, Säde tn 1a korteriühistu (registry code 80431917) manages a 5-storey panel building built in 1984 with 30 flats. According to its 2025 annual report, the association's long-term liabilities were €316,068 (€181 per m² of flat space) and it held €21,023 in cash. In 2021 long-term liabilities rose from €0 to €369,061 — usually a sign of a renovation.
Board
- HLHelve Leemetsboard member8 years 5 months
- TJTatjana Januškevitšeneboard member1 year 7 months
- House conditiongood
- age, energy class and works done
- Loan affordabilityaverage
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1984
- Storeys
- 5
- Construction
- panel
- Flats
- 30
- Heating
- district heating
- Renovated
- yes
Works on the building
per the building register
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- „Müüa korter värskelt renoveeritud kortermajas.“ · ad of 1 flat
- AAvalid until 09.02.2033
- B
- C
- D
- E
- F
- G
- H
Compared with similar buildings: Väike-Maarja vald, built 1979–1989 (29 associations).
Finances by year
Loan principal repayment is an estimated €0.64 per m² of flat space a month, about €32 a month for a 50 m² flat (interest not included) — more than 63% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2049.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €316,068 | €45,819 | €21,023 | €29,600 | €5,297 |
| 2024 | €332,393 | €39,940 | €18,866 | €34,676 | €5,164 |
| 2023 | €345,929 | €38,800 | €17,565 | €31,032 | €4,756 |
| 2022 | €355,808 | €39,562 | €15,605 | €8,312 | €2,159 |
| 2021 | €369,061 | €22,807 | €14,367 | €449,191 | €390 |
| 2020 | €0 | €18,650 | €20,503 | €7,986 | €132 |
| 2019 | €0 | €9,831 | €9,939 | €20,174 | €686 |
Compared with similar buildings (Väike-Maarja vald, built 1979–1989; 29 associations), long-term liabilities per m² of flat space are higher than 93% of them. The median for buildings with a loan is €53/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €456–€456 per m².
What is your flat worth?
An estimate for a flat at Säde tn 1a from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Säde tn 1Väike-Maarja alevik1984 · 30 flats | €0 | €45,253 | 2025 |
| – | Energia tn 4Väike-Maarja alevik1968 · 2 flats | no reports | ||
| – | Aasa tn 3aVäike-Maarja alevik1961 · 3 flats | no reports | ||
| – | Energia tn 6Väike-Maarja alevik1961 · 1 flats | no reports | ||
| – | J. Liivi tn 5Väike-Maarja alevik1961 · 3 flats | no reports | ||
| – | Aia tn 4Väike-Maarja alevik1961 · 5 flats | no reports | ||
| – | Aasa tn 4Väike-Maarja alevik1961 · 6 flats | no reports | ||
| – | Aia tn 1Väike-Maarja alevik1961 · 6 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €316,068 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €21,023.
When was the building built?
According to the building register, it was first used in 1984 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Helve Leemets, Tatjana Januškevitšene (board since 09.05.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.