Apartment association · Loo alevik, Jõelähtme vald
Saha tee 3 apartment association
Jõelähtme vald, Loo alevik, Saha tee 3 korteriühistu (registry code 80434095) manages a 5-storey panel building built in 1977 with 50 flats. According to its 2025 annual report, the association's long-term liabilities were €37,676 (€17 per m² of flat space) and it held €4,577 in cash. Long-term liabilities have fallen 80% since 2019.
Board
- HPHillar Puuseppboard member8 years 4 monthsalso: Saha tee 1
- MTMarek Tammojaboard member8 years 4 monthsalso: Saha tee 1
- MRMargus Remmelboard member8 years 4 monthsalso: Saha tee 1
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1977
- Storeys
- 5
- Construction
- panel
- Flats
- 50
- Lift
- no
- Heating
- stove
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- „Kogu maja ja ka kogu korter on renoveeritud .“ · ad of 1 flat
- A
- B
- C
- DDvalid until 12.06.2027
- E
- F
- G
- H
Compared with similar buildings: Jõelähtme vald (53 associations).
Finances by year
Loan principal repayment is an estimated €0.98 per m² of flat space a month, about €49 a month for a 50 m² flat (interest not included) — more than 86% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2027.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €37,676 | €30,096 | €4,577 | €35,761 | €0 |
| 2024 | €58,752 | €39,468 | €13,946 | €56,802 | €0 |
| 2023 | €96,063 | €28,370 | €17,201 | €40,265 | €0 |
| 2022 | €126,583 | €29,133 | €27,365 | €21,687 | €0 |
| 2021 | €139,951 | €27,689 | €18,555 | €41,727 | €8,520 |
| 2020 | €169,087 | €22,124 | €22,567 | €54,999 | €11,714 |
| 2019 | €184,134 | €23,832 | €19,021 | €55,624 | €10,061 |
Compared with similar buildings (Jõelähtme vald; 53 associations), long-term liabilities per m² of flat space are higher than 51% of them. The median for buildings with a loan is €77/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €1,965–€1,965 per m². 3 flats were offered for rent at €500–€525 a month.
What is your flat worth?
An estimate for a flat at Saha tee 3 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Saha tee 5Loo alevik1979 · 50 flats | €251,192 | €16,442 | 2025 |
| A | Saha tee 1Loo alevik1981 · 66 flats | €77,097 | €25,929 | 2025 |
| A | Saha tee 2Loo alevik1972 · 60 flats | €0 | €32,198 | 2025 |
| A | Kuusiku tee 5Loo alevik1987 · 59 flats | €554,789 | €38,086 | 2025 |
| A | Kuusiku tee 9Loo alevik, Kuusiku tee 71994 · 30 flats | €142,351 | €167,369 | 2025 |
| B | Kuusiku tee 3Loo alevik1985 · 60 flats | €587,357 | €61,427 | 2025 |
| D | Loopargi tee 4Loo alevik1959 · 14 flats | €0 | €19,010 | 2025 |
| C | Kuusiku tee 1Loo alevik1989 · 18 flats | €8,566 | €28,098 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €37,676 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €4,577.
When was the building built?
According to the building register, it was first used in 1977 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Hillar Puusepp, Marek Tammoja, Margus Remmel (board since 25.05.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.