Apartment association · Rakvere linn
Saue tn 13c apartment association
Rakvere linn, Saue tn 13c korteriühistu (registry code 80069359) manages a 2-storey brick building built in 1972 with 8 flats. According to its 2025 annual report, the association's long-term liabilities were €2,120 (€4 per m² of flat space) and it held €1,890 in cash.
Board
- KTKristi Tamm-Lukkboard member8 years 3 monthsalso: Tartu tn 14
- House conditionweak
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1972
- Storeys
- 2
- Construction
- brick
- Flats
- 8
- Lift
- no
- Heating
- stove
Compared with similar buildings: Rakvere linn, built 1967–1977 (36 associations).
Finances by year
Loan principal repayment is an estimated €0.02 per m² of flat space a month, about €1 a month for a 50 m² flat (interest not included) — less than 99% of associations repaying a loan. The median is €0.52 in Estonia and €0.65 in Rakvere linn. At the current pace the loan will be repaid around 2044.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €2,120 | €153 | €1,890 | €2,577 | €0 |
| 2024 | €1,912 | €149 | €1,670 | €1,693 | €0 |
| 2023 | €1,137 | €266 | €1,134 | €1,849 | €0 |
| 2022 | €751 | €162 | €700 | €1,853 | €0 |
| 2021 | €856 | €130 | €743 | €1,676 | €0 |
| 2020 | €536 | €144 | €284 | €2,336 | €0 |
| 2019 | €504 | €120 | €483 | €1,601 | €0 |
Compared with similar buildings (Rakvere linn, built 1967–1977; 36 associations), long-term liabilities per m² of flat space are higher than 25% of them. The median for buildings with a loan is €119/m².
Flats in this building
Over the last 12 months 2 flats have been for sale in this building, asking €1,347–€1,347 per m².
Estate agents in Rakvere · Flat prices in Rakvere
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An estimate for a flat at Saue tn 13c from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Saue tn 131984 · 41 flats | €243,442 | €31,620 | 2025 |
| A | Posti tn 2712 flats | €50,851 | €8,330 | 2025 |
| C | Posti tn 261975 · 8 flats | €16,634 | €26,705 | 2025 |
| – | Saue tn 124 flats | no reports | ||
| E | Vene tn 151906 · 7 flats | €0 | €9,401 | 2024 |
| – | Saue tn 101897 · 8 flats | no reports | ||
| – | Vene tn 111890 · 5 flats | no reports | ||
| E | Posti tn 251975 · 10 flats | €118,163 | €4,102 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €2,120 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €1,890.
When was the building built?
According to the building register, it was first used in 1972 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Kristi Tamm-Lukk (board since 03.07.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.