Apartment association · Rakvere linn
Saue tn 5 apartment association
Rakvere linn, Saue tn 5 korteriühistu (registry code 80021499) manages a 4-storey panel building built in 1975 with 16 flats. According to its 2025 annual report, the association's long-term liabilities were €12,215 (€13 per m² of flat space) and it held €12,669 in cash. Long-term liabilities have fallen 61% since 2019.
Board
- MIMarge Innoboard member8 years 9 months
- MNMargo Nõmmetsboard member1 year 10 months
- MTMaria Taalboard member1 year 10 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1975
- Storeys
- 4
- Construction
- panel
- Flats
- 16
- Lift
- no
- Heating
- district heating
- A
- B
- C
- DD
- E
- F
- G
- H
Compared with similar buildings: Rakvere linn, built 1970–1980, panel (21 associations).
Finances by year
Loan principal repayment is an estimated €0.33 per m² of flat space a month, about €17 a month for a 50 m² flat (interest not included) — less than 74% of associations repaying a loan. The median is €0.52 in Estonia and €0.65 in Rakvere linn. At the current pace the loan will be repaid around 2029.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €12,215 | €16,071 | €12,669 | €24,110 | €3,700 |
| 2024 | €13,315 | €49,646 | €46,938 | €23,408 | €2,770 |
| 2023 | €17,092 | €31,318 | €28,573 | €21,996 | €2,488 |
| 2022 | €20,815 | €25,700 | €23,267 | €19,910 | €2,516 |
| 2021 | €24,434 | €21,152 | €19,281 | €17,824 | €2,445 |
| 2020 | €27,952 | €15,053 | €13,846 | €20,479 | €2,028 |
| 2019 | €31,371 | €14,952 | €9,394 | €2,632 | €0 |
Compared with similar buildings (Rakvere linn, built 1970–1980, panel; 21 associations), long-term liabilities per m² of flat space are higher than 14% of them. The median for buildings with a loan is €108/m².
Flats in this building
1 flat was offered for rent at €595 a month.
Estate agents in Rakvere · Flat prices in Rakvere
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Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Võidu tn 441989 · 30 flats | €92,922 | €9,220 | 2025 |
| – | Posti tn 201895 · 3 flats | no reports | ||
| C | Posti tn 261975 · 8 flats | €16,634 | €26,705 | 2025 |
| C | Võidu tn 421989 · 40 flats | €64,619 | €13,496 | 2025 |
| C | Saue tn 131984 · 41 flats | €243,442 | €31,620 | 2025 |
| C | Laada tn 231961 · 24 flats | €0 | €32,180 | 2025 |
| – | Posti tn 141932 · 4 flats | no reports | ||
| – | Saue tn 101897 · 8 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €12,215 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €12,669.
When was the building built?
According to the building register, it was first used in 1975 and has 4 storeys.
Who is on the association's board?
According to the business register, the board members are Marge Inno, Margo Nõmmets, Maria Taal (board since 07.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.