Apartment association · Tartu linn
Sõbra tn 48 apartment association
Tartu linn, Sõbra tn 48 korteriühistu (registry code 80139522) manages a 5-storey reinforced-concrete building built in 1981 with 59 flats. According to its 2025 annual report, the association's long-term liabilities were €350,387 (€154 per m² of flat space) and it held €25,594 in cash. Long-term liabilities have fallen 27% since 2019.
Board
- ATAadi Tegovaboard member5 years 9 monthsalso: Majaka põik 5
- ASAili Savassonboard member8 years 9 months
- RRRisko Reponenboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1981
- Storeys
- 5
- Construction
- reinforced concrete
- Flats
- 59
- Lift
- no
- Heating
- district heating
- Renovated
- yes
Works on the building
per the building register
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „maja fassaad ja vundament soojustatud“ · ad of 1 flat
- „vahetatud vee-ja kanalisatsioonitorustik“ · ad of 1 flat
- „vahetatud küttesüsteem kahetorusüsteemse küttesüsteemi vastu, paigaldatud termoregulaatorid“ · ad of 1 flat
- „paigaldatud ventilatsioon“ · ad of 1 flat
- A
- BBvalid until 23.08.2031
- C
- D
- E
- F
- G
- H
Compared with similar buildings: Tartu linn, built 1976–1986, reinforced concrete (26 associations).
Finances by year
Loan principal repayment is an estimated €0.78 per m² of flat space a month, about €39 a month for a 50 m² flat (interest not included) — more than 76% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2042.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €350,387 | €37,126 | €25,594 | €39,684 | €326 |
| 2024 | €374,766 | €35,750 | €15,773 | €43,314 | €2,494 |
| 2023 | €397,097 | €25,305 | €5,798 | €54,315 | €3,531 |
| 2022 | €414,586 | €30,237 | €18,263 | €43,593 | €3,700 |
| 2021 | €434,614 | €36,308 | €42,749 | €32,121 | €6,279 |
| 2020 | €458,809 | €32,810 | €35,069 | €33,127 | €6,019 |
| 2019 | €482,568 | €27,424 | €23,806 | €204,524 | €5,896 |
Compared with similar buildings (Tartu linn, built 1976–1986, reinforced concrete; 26 associations), long-term liabilities per m² of flat space are higher than 96% of them. The median for buildings with a loan is €45/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €2,515–€2,515 per m². 1 flat was offered for rent at €390 a month.
Estate agents in Karlova · Flat prices in Karlova
Estate agents who have offered flats in this building
- Aadlivilla KinnisvaraAadlivilla Kinnisvara OÜ1 flat
- Inkeri HerikInkerhaus Kinnisvara OÜ1 flat
- Sirle UigaAadlivilla Kinnisvara OÜ1 flat
What is your flat worth?
An estimate for a flat at Sõbra tn 48 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Sõbra tn 461977 · 5 flats | no reports | ||
| B | Turu tn 311995 · 61 flats | €0 | €64,384 | 2025 |
| – | Sõbra tn 441945 · 2 flats | no reports | ||
| D | Nõva tn 4a1985 · 29 flats | €713,628 | €19,799 | 2025 |
| C | Turu tn 351984 · 60 flats | €0 | €81,062 | 2025 |
| C | Vaba tn 462009 · 8 flats | €0 | €7,887 | 2025 |
| A | Nõva tn 13 // 151990 · 30 flats | €13,794 | €38,604 | 2025 |
| A | Turu tn 35a2020 · 6 flats | €0 | €19,971 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €350,387 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €25,594.
When was the building built?
According to the building register, it was first used in 1981 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Aadi Tegova, Aili Savasson, Risko Reponen (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.