Apartment association · Surju küla, Saarde vald
Surju keskus 7 apartment association
Saarde vald, Surju küla, Surju keskus 7 korteriühistu (registry code 80047197) manages a 3-storey block building built in 1987 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €245,491 (€215 per m² of flat space) and it held €28,457 in cash. In 2024 long-term liabilities rose from €42,632 to €250,838 — usually a sign of a renovation.
Board
- AIAnnika Isandboard member8 years 9 months
- ENEpp Niinemetsboard member5 years
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1987
- Storeys
- 3
- Construction
- block
- Flats
- 18
- Lift
- no
- Heating
- ground source
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- „Pakkumisel korter paikneb rekonstrueeritud“ · ad of 1 flat
- A
- B
- C
- D
- EEvalid until 22.11.2032
- F
- G
- H
Building page: Surju keskus 7 →
Compared with similar buildings: Saarde vald, built 1982–1992, block (15 associations).
Finances by year
Loan principal repayment is an estimated €0.28 per m² of flat space a month, about €14 a month for a 50 m² flat (interest not included) — less than 78% of associations repaying a loan. The median is €0.52 in Estonia.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €245,491 | €7,401 | €28,457 | €243,663 | €0 |
| 2024 | €250,838 | €239,238 | €37,436 | €30,683 | €0 |
| 2023 | €42,632 | €4,062 | €22,874 | €30,271 | €0 |
| 2022 | €46,370 | €5,386 | €14,080 | €26,397 | €0 |
| 2021 | €50,283 | €7,823 | €16,996 | €28,922 | €0 |
| 2020 | €54,060 | €3,908 | €6,268 | €15,802 | €0 |
| 2019 | €57,707 | €3,937 | €4,380 | €15,254 | €0 |
Compared with similar buildings (Saarde vald, built 1982–1992, block; 15 associations), long-term liabilities per m² of flat space are higher than 93% of them. The median for buildings with a loan is €23/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €1,049–€1,049 per m².
Estate agents who have offered flats in this building
- Diana NõmmeArco Vara Kinnisvarabüroo OÜ1 flat
What is your flat worth?
An estimate for a flat at Surju keskus 7 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Surju keskus 6Surju küla1984 · 12 flats | €0 | €22,260 | 2025 |
| D | Saarde vald, Surju küla, Riida korteriühistu1981 · 12 flats | €0 | €0 | 2025 |
| C | Surju keskus 5Surju küla1981 · 12 flats | €0 | €6,525 | 2025 |
| C | Surju keskus 4Surju küla1979 · 8 flats | €0 | €12,675 | 2025 |
| D | Surju keskus 1Surju küla1965 · 12 flats | €0 | €11,791 | 2025 |
| D | Surju keskus 2Surju küla1975 · 13 flats | €0 | €11,809 | 2025 |
| D | Surju keskus 3Surju küla1975 · 12 flats | €0 | €3,915 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €245,491 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €28,457.
When was the building built?
According to the building register, it was first used in 1987 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Annika Isand, Epp Niinemets (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.