Apartment association · Haapsalu linn
Tamme tn 21 apartment association
Haapsalu linn, Tamme tn 21 korteriühistu (registry code 80080651) manages a 5-storey panel building built in 1989 with 45 flats. According to its 2025 annual report, the association's long-term liabilities were €129,464 (€57 per m² of flat space) and it held €10,834 in cash. In 2020 long-term liabilities rose from €4,920 to €186,716 — usually a sign of a renovation.
Board
- KMKaja Metsboard member8 years 1 month
- PPPilvi Peekboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1989
- Storeys
- 5
- Construction
- panel
- Flats
- 45
- Lift
- no
- Heating
- district heating
Works on the building
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „Renoveeritud kortermaja“ · ad of 1 flat
- „Maja fasaad on renoveeritud“ · ad of 1 flat
- A
- B
- C
- DDvalid until 14.07.2032
- E
- F
- G
- H
Compared with similar buildings: Haapsalu linn, built 1984–1994 (43 associations).
Finances by year
Loan principal repayment is an estimated €0.36 per m² of flat space a month, about €18 a month for a 50 m² flat (interest not included) — less than 69% of associations repaying a loan. The median is €0.52 in Estonia and €0.43 in Haapsalu linn. At the current pace the loan will be repaid around 2039.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €129,464 | €26,598 | €10,834 | €31,313 | €3,629 |
| 2024 | €141,130 | €19,495 | €5,417 | €42,036 | €3,709 |
| 2023 | €151,677 | €27,260 | €15,609 | €27,139 | €3,488 |
| 2022 | €160,307 | €18,764 | €7,580 | €27,308 | €2,722 |
| 2021 | €169,572 | €22,183 | €8,588 | €123,691 | €2,545 |
| 2020 | €186,716 | €17,279 | €7,135 | €131,840 | €2,647 |
| 2019 | €4,920 | €26,600 | €25,963 | €13,546 | €3,056 |
Compared with similar buildings (Haapsalu linn, built 1984–1994; 43 associations), long-term liabilities per m² of flat space are higher than 86% of them. The median for buildings with a loan is €48/m².
Flats in this building
Over the last 12 months 3 flats have been for sale in this building, asking €710–€1,005 per m².
Estate agents in Haapsalu · Flat prices in Haapsalu
Estate agents who have offered flats in this building
- Elo PestiKinnisvarabüroo Uus Maa OÜ1 flat
- Johannes SaareväliApslund Kinnisvara OÜ1 flat
- Melissa AaslaidKinnisvarabüroo Uus Maa OÜ1 flat
What is your flat worth?
An estimate for a flat at Tamme tn 21 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| A | Tamme tn 191970 · 90 flats | €19,958 | €77,032 | 2025 |
| D | Tamme tn 21a1975 · 37 flats | €0 | €0 | 2025 |
| D | Tamme tn 231976 · 12 flats | €0 | €13,717 | 2025 |
| A | Tamme tn 171969 · 85 flats | €32,066 | €20,481 | 2025 |
| C | Tamme tn 19a1987 · 60 flats | €0 | €13,891 | 2025 |
| C | Tamme tn 17a1971 · 85 flats | €247,926 | €20,802 | 2024 |
| – | Kastani tn 4c | €0 | €0 | 2025 |
| – | Kastani tn 4d | €0 | €0 | 2022 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €129,464 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €10,834.
When was the building built?
According to the building register, it was first used in 1989 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Kaja Mets, Pilvi Peek (board since 07.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.