Apartment association · Viljandi linn
Toome tn 10 apartment association
Viljandi linn, Toome tn 10 korteriühistu (registry code 80020028) manages a 5-storey panel building built in 1988 with 45 flats. According to its 2025 annual report, the association's long-term liabilities were €405,167 (€155 per m² of flat space) and it held €26,411 in cash. In 2020 long-term liabilities rose from €0 to €500,025 — usually a sign of a renovation.
Board
- AUAnne Uppinboard member3 years 5 months
- KLKarin Luikboard member9 months
- UMUrmas Muldmaaboard member8 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1988
- Storeys
- 5
- Construction
- panel
- Flats
- 45
- Lift
- no
- Heating
- district heating
- A
- B
- C
- DDvalid until 11.12.2022
- E
- F
- G
- H
Compared with similar buildings: Viljandi linn, built 1983–1993 (23 associations).
Finances by year
Loan principal repayment is an estimated €0.60 per m² of flat space a month, about €30 a month for a 50 m² flat (interest not included) — about average for associations repaying a loan. The median is €0.52 in Estonia and €0.71 in Viljandi linn. At the current pace the loan will be repaid around 2047.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €405,167 | €27,303 | €26,411 | €70,408 | €19,323 |
| 2024 | €427,188 | €24,461 | €20,451 | €72,992 | €17,511 |
| 2023 | €446,765 | €21,361 | €14,116 | €69,201 | €15,424 |
| 2022 | €460,818 | €24,187 | €23,203 | €58,876 | €14,028 |
| 2021 | €478,519 | €26,601 | €20,663 | €56,579 | €12,427 |
| 2020 | €500,025 | €28,833 | €18,227 | €39,550 | €12,225 |
| 2019 | €0 | €9,181 | €15,752 | €28,638 | €11,491 |
Compared with similar buildings (Viljandi linn, built 1983–1993; 23 associations), long-term liabilities per m² of flat space are higher than 61% of them. The median for buildings with a loan is €151/m².
Flats in this building
2 flats were offered for rent at €230–€240 a month.
Estate agents in Viljandi · Flat prices in Viljandi
Estate agents who have offered flats in this building
- Sille LeenurmDomus Kinnisvara1 flat
What is your flat worth?
An estimate for a flat at Toome tn 10 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Toome tn 191994 · 45 flats | €109,965 | €21,271 | 2025 |
| A | Riia mnt 71990 · 45 flats | €393,342 | €68,201 | 2025 |
| D | Toome tn 121998 · 15 flats | €248,459 | €2,828 | 2025 |
| E | Toome tn 142000 · 22 flats | €235,180 | €18,781 | 2025 |
| B | A. Irve tn 11992 · 45 flats | €0 | €58,049 | 2025 |
| B | Riia mnt 261986 · 59 flats | €477,395 | €55,114 | 2025 |
| A | Toome tn 161996 · 18 flats | €419,021 | €134,397 | 2025 |
| D | Riia mnt 241930 · 5 flats | €0 | €1,892 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €405,167 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €26,411.
When was the building built?
According to the building register, it was first used in 1988 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Anne Uppin, Karin Luik, Urmas Muldmaa (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.