Apartment association · Saue linn, Saue vald
Tule tn 3 apartment association
Saue vald, Saue linn, Tule tn 3 korteriühistu (registry code 80157313) manages a 5-storey panel building built in 1985 with 60 flats. According to its 2025 annual report, the association's long-term liabilities were €12,736 (€4 per m² of flat space) and it held €19,625 in cash. Long-term liabilities have fallen 81% since 2019.
Board
- AVAllan Vierlandboard member7 years 3 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1985
- Storeys
- 5
- Construction
- panel
- Flats
- 60
- Lift
- no
- Heating
- district heating
Compared with similar buildings: Saue vald, built 1980–1990, panel (21 associations).
Finances by year
Loan principal repayment is an estimated €0.22 per m² of flat space a month, about €11 a month for a 50 m² flat (interest not included) — less than 85% of associations repaying a loan. The median is €0.52 in Estonia and €0.60 in Saue vald. At the current pace the loan will be repaid around 2027.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €12,736 | €32,194 | €19,625 | €28,022 | — |
| 2024 | €21,724 | €20,547 | €8,636 | €34,725 | — |
| 2023 | €30,132 | €21,733 | €10,303 | €32,861 | — |
| 2022 | €37,560 | €20,632 | €7,081 | €46,408 | — |
| 2021 | €44,938 | €31,333 | €19,207 | €20,290 | €0 |
| 2020 | €52,722 | €32,778 | €14,639 | €17,195 | €0 |
| 2019 | €65,942 | €32,698 | €9,306 | €26,179 | €2,022 |
Compared with similar buildings (Saue vald, built 1980–1990, panel; 21 associations), long-term liabilities per m² of flat space are higher than 52% of them. The median for buildings with a loan is €36/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €2,125–€2,125 per m². 1 flat was offered for rent at €420 a month.
Estate agents who have offered flats in this building
- Heiti KarafinRE/MAX Expert1 flat
What is your flat worth?
An estimate for a flat at Tule tn 3 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| B | Kuuma tn 3Saue linn1987 · 60 flats | €93,281 | €97,585 | 2025 |
| B | Tule tn 4Saue linn1980 · 60 flats | €954,460 | €107,483 | 2025 |
| C | Tule tn 5Saue linn1988 · 59 flats | €0 | €113,522 | 2025 |
| – | Kuuseheki tn 42Saue linn1982 · 8 flats | €0 | €252 | 2023 |
| C | Kuuseheki tn 38Saue linn1972 · 10 flats | €35,563 | €10,236 | 2025 |
| A | Koondise tn 19dSaue linn, Koondise tn 19a, Koondise tn 19b, Koondise tn 19c2005 · 15 flats | €0 | €175,630 | 2025 |
| C | Kuuma tn 7Saue linn1993 · 18 flats | €0 | €32,850 | 2025 |
| D | Kuuma tn 4Saue linn1986 · 24 flats | €463,385 | €15,098 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €12,736 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €19,625.
When was the building built?
According to the building register, it was first used in 1985 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Allan Vierland (board since 09.07.2019).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.