Apartment association · Tartu linn
Väike kaar 84 apartment association
Tartu linn, Väike kaar 84 korteriühistu (registry code 80139953) manages a 2-storey brick building built in 1995 with 16 flats. According to its 2025 annual report, the association's long-term liabilities were €94,352 (€181 per m² of flat space) and it held €14,513 in cash. In 2024 long-term liabilities rose from €14,638 to €103,152 — usually a sign of a renovation.
Board
- KVKatariina Varendiboard member7 years 2 months
- MKMarten Kuusmannboard member6 years 2 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1995
- Storeys
- 2
- Construction
- brick
- Flats
- 16
- Lift
- no
- Heating
- stove
Building page: Väike kaar 84 →
Compared with similar buildings: Tartu linn, built 1990–2000, brick (28 associations).
Finances by year
Loan principal repayment is an estimated €1.40 per m² of flat space a month, about €70 a month for a 50 m² flat (interest not included) — more than 94% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2036.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €94,352 | €11,713 | €14,513 | €3,669 | €1,565 |
| 2024 | €103,152 | €3,592 | €12,791 | €5,328 | €1,565 |
| 2023 | €14,638 | €18,528 | €7,893 | €13,992 | €1,565 |
| 2022 | €0 | €1,052 | €8,347 | €9,273 | €1,565 |
| 2021 | €0 | €2,567 | €7,581 | €7,644 | €1,565 |
| 2020 | €1,551 | €3,272 | €5,138 | €7,644 | €1,565 |
| 2019 | €3,844 | €3,284 | €2,846 | €7,205 | €1,565 |
Compared with similar buildings (Tartu linn, built 1990–2000, brick; 28 associations), long-term liabilities per m² of flat space are higher than 89% of them. The median for buildings with a loan is €115/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €2,622–€2,622 per m². 2 flats were offered for rent at €300–€400 a month.
Estate agents in Tammelinn · Flat prices in Tammelinn
Estate agents who have offered flats in this building
- Ragne PlaanPindi Kinnisvara OÜ1 flat
What is your flat worth?
An estimate for a flat at Väike kaar 84 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| B | Tervishoiu tn 2b1977 · 16 flats | €0 | €11,333 | 2025 |
| E | L. Puusepa tn 291960 · 24 flats | €152,767 | €19,844 | 2025 |
| A | Väike kaar 4364 flats | €354,897 | €28,936 | 2025 |
| – | L. Puusepa tn 271977 · 4 flats | no reports | ||
| – | Tervishoiu tn 131986 · 2 flats | no reports | ||
| – | Tervishoiu tn 11977 · 5 flats | €0 | €2,315 | 2022 |
| – | L. Puusepa tn 211977 · 3 flats | no reports | ||
| – | Tervishoiu tn 178 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €94,352 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €14,513.
When was the building built?
According to the building register, it was first used in 1995 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Katariina Varendi, Marten Kuusmann (board since 01.08.2019).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.