Apartment association · Tartu linn

Vilja tn 43 apartment association

Tartu linn, Vilja tn 43 korteriühistu (registry code 80019060) manages a 3-storey brick building built in 1995 with 15 flats. According to its 2025 annual report, the association's long-term liabilities were €83,009 (€88 per m² of flat space) and it held €14,146 in cash. Long-term liabilities have fallen 44% since 2019.

Board

  • JPJelena Paršikovaboard member1 year 6 months
  • SGStanislav Groberboard member1 year 6 months
B
Association grade
B · good
Tartu linn: ranked 529 of 1,460 graded associations.
House conditionaverage
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
1995
Storeys
3
Construction
brick
Flats
15
Lift
no
Heating
district heating

Building page: Vilja tn 43 →

Long-term liabilities
€83,009
as of 31.12.2025
Liabilities per m²
€88
similar buildings with a loan €115
Cash
€14,146
€15/m² · similar €15/m²
Income per m² a month
€1.39
similar buildings €0.71

Compared with similar buildings: Tartu linn, built 1990–2000, brick (28 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
159 €/m²2019149 €/m²2020138 €/m²2021128 €/m²2022110 €/m²202399 €/m²202488 €/m²2025

Loan principal repayment is an estimated €0.91 per m² of flat space a month, about €46 a month for a 50 m² flat (interest not included) — more than 83% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2034.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€83,009€30,807€14,146€15,716€2,200
2024€93,606€33,178€15,403€4,226€0
2023€103,496€35,258€19,592€594€1,555
2022€120,694€27,003€24,195€6,602€3,347
2021€130,355€29,461€27,305€8,395€3,043
2020€139,951€31,133€28,428€6,739€3,009
2019€149,267€33,875€31,437€65,735€3,260

Compared with similar buildings (Tartu linn, built 1990–2000, brick; 28 associations), long-term liabilities per m² of flat space are higher than 75% of them. The median for buildings with a loan is €115/m².

Flats in this building

Over the last 12 months 1 flat has been for sale in this building, asking €2,423–€2,423 per m².

Estate agents in Raadi-Kruusamäe · Flat prices in Raadi-Kruusamäe

What is your flat worth?

An estimate for a flat at Vilja tn 43 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
CMuru tn 261985 · 15 flats€0€13,8122025
BVilja tn 391997 · 15 flats€26,293€10,9742025
BKummeli tn 31995 · 15 flats€47,234€7,9452025
BKummeli tn 11988 · 15 flats€154,556€12,4502025
DKruusamäe tn 321982 · 12 flats€280,783€5,7852025
AKummeli tn 6a2020 · 18 flats€0€3,8122025
AKummeli tn 122015 · 14 flats€0€3,4972025
AKummeli tn 142015 · 18 flats€0€11,7592025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €83,009 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €14,146.

When was the building built?

According to the building register, it was first used in 1995 and has 3 storeys.

Who is on the association's board?

According to the business register, the board members are Jelena Paršikova, Stanislav Grober (board since 21.04.2025).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.