Apartment association · Tallinn
J. Kappeli tn 5 // 5a apartment association
Tallinn, J. Kappeli tn 5 // 5a korteriühistu (registry code 80177066) manages a 2-storey wooden building with 8 flats. According to its 2025 annual report, the association's long-term liabilities were €42,843 (€159 per m² of flat space) and it held €4,910 in cash. In 2020 long-term liabilities rose from €0 to €60,957 — usually a sign of a renovation.
Board
- KKKatre Kõrtsboard member8 years 9 months
- SRSandra Reileboard member5 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Storeys
- 2
- Construction
- wood
- Flats
- 8
- Lift
- no
- Heating
- stove
The association's buildings (2)
J. Kappeli tn 58 flats, J. Kappeli tn 5a8 flats
Compared with similar buildings: Tallinn (4374 associations).
Finances by year
Loan principal repayment is an estimated €1.08 per m² of flat space a month, about €54 a month for a 50 m² flat (interest not included) — more than 89% of associations repaying a loan. The median is €0.52 in Estonia and €0.51 in Tallinn. At the current pace the loan will be repaid around 2038.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €42,843 | €11,678 | €4,910 | €18,568 | €1,911 |
| 2024 | €48,865 | €13,052 | €5,459 | €18,897 | €1,911 |
| 2023 | €55,503 | €14,113 | €5,459 | €22,274 | €1,911 |
| 2022 | €56,469 | €12,193 | €5,261 | €30,780 | €2,070 |
| 2021 | €57,107 | €10,661 | €4,275 | €15,037 | €2,070 |
| 2020 | €60,957 | €11,881 | €6,628 | €14,606 | €2,229 |
| 2019 | €0 | €13,310 | €8,587 | €16,604 | €1,911 |
Compared with similar buildings (Tallinn; 4374 associations), long-term liabilities per m² of flat space are higher than 95% of them. The median for buildings with a loan is €36/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at J. Kappeli tn 5 // 5a from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | J. Kappeli tn 6 | €0 | €34,377 | 2025 |
| D | J. Kappeli tn 10a // 10bJ. Kappeli tn 102017 · 4 flats | €2,367 | €2,584 | 2025 |
| A | J. Kappeli tn 72017 · 16 flats | €2,243 | €3,439 | 2025 |
| – | J. Kappeli tn 8 | €90,198 | €9,660 | 2025 |
| C | J. Kappeli tn 121940 · 4 flats | €0 | €18,251 | 2025 |
| – | J. Kappeli tn 41950 | €113,943 | €10,456 | 2025 |
| B | Lubja tn 7b1940 · 1 flats | €12,112 | €9,665 | 2025 |
| – | Tartu mnt 771912 · 6 flats | €0 | €5,621 | 2019 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €42,843 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €4,910.
Who is on the association's board?
According to the business register, the board members are Katre Kõrts, Sandra Reile (board since 31.12.2017).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.