Apartment association · Raadi alev, Tartu vald
Kaupmehe tn 5 apartment association
Tartu vald, Raadi alev, Kaupmehe tn 5 korteriühistu (registry code 80403930) manages a 3-storey reinforced-concrete building built in 2016 with 30 flats. According to its 2025 annual report, the association's long-term liabilities were €9,538 (€5 per m² of flat space) and it held €11,888 in cash.
Board
- BPBert Prükkboard member5 months
- MLMartin Ligiboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 2016
- Storeys
- 3
- Construction
- reinforced concrete
- Flats
- 30
- Heating
- stove
- Renovated
- 2024
Works on the building
per the building register's energy certificate
- A
- BBvalid until 30.04.2036
- C
- D
- E
- F
- G
- H
Building page: Kaupmehe tn 5 →
Compared with similar buildings: Tartu vald, built 2011–2021, reinforced concrete (22 associations).
Finances by year
Loan principal repayment is an estimated €0.22 per m² of flat space a month, about €11 a month for a 50 m² flat (interest not included) — less than 85% of associations repaying a loan. The median is €0.52 in Estonia and €0.46 in Tartu vald. At the current pace the loan will be repaid around 2028.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €9,538 | €3,784 | €11,888 | €21,711 | — |
| 2024 | €18,567 | €3,502 | €17,182 | €17,547 | — |
| 2023 | €1,116 | €5,417 | €1,953 | €14,154 | — |
| 2022 | €793 | €6,758 | €2,673 | €11,964 | — |
| 2021 | €930 | €6,716 | €3,036 | €10,896 | — |
| 2020 | €0 | €3,464 | €2,082 | €12,249 | — |
| 2019 | €511 | €3,337 | €4,113 | €10,733 | — |
Compared with similar buildings (Tartu vald, built 2011–2021, reinforced concrete; 22 associations), long-term liabilities per m² of flat space are higher than 91% of them. The median for buildings with a loan is €5/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Kaupmehe tn 5 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| E | Pärna allee 4Raadi alev2007 · 36 flats | €0 | €38,760 | 2025 |
| A | Kaupmehe tn 7Raadi alev2015 · 30 flats | €5,868 | €7,927 | 2025 |
| B | Kaupmehe tn 3Raadi alev2009 · 34 flats | €0 | €30,319 | 2025 |
| B | Kaupmehe tn 4Raadi alev2022 · 32 flats | €0 | €7,823 | 2025 |
| B | Pärna allee 6Raadi alev2008 · 42 flats | €0 | €4,057 | 2025 |
| D | Pärna allee 2Raadi alev2009 · 28 flats | €49,383 | €4,093 | 2025 |
| B | Kaupmehe tn 6Raadi alev2022 · 32 flats | €0 | €14,527 | 2024 |
| A | Kaupmehe tn 9Raadi alev2016 · 30 flats | €0 | €3,488 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €9,538 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €11,888.
When was the building built?
According to the building register, it was first used in 2016 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Bert Prükk, Martin Ligi (board since 08.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.