Apartment association · Tartu linn
Kooli tn 18 // 20 apartment association
Tartu linn, Kooli tn 18 // 20 korteriühistu (registry code 80364242) manages a 2-storey log building built in 1977 with 8 flats. According to its 2025 annual report, the association's long-term liabilities were €113,334 (€339 per m² of flat space) and it held €12,670 in cash. In 2021 long-term liabilities rose from €53,416 to €133,539 — usually a sign of a renovation.
Board
- EEElar Eesmaaboard member1 month
- MTMari-Liis Tammisteboard member1 month
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1977
- Storeys
- 2
- Construction
- log
- Flats
- 8
- Lift
- no
- Heating
- stove
The association's buildings (2)
Kooli tn 189 flats, Kooli tn 208 flats
Compared with similar buildings: Tartu linn, built 1972–1982, log (71 associations).
Finances by year
Loan principal repayment is an estimated €1.32 per m² of flat space a month, about €66 a month for a 50 m² flat (interest not included) — more than 93% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2047.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €113,334 | €9,253 | €12,670 | €1,148 | — |
| 2024 | €118,651 | €9,317 | €11,532 | €7,314 | — |
| 2023 | €130,179 | €7,753 | €16,921 | €1,175 | — |
| 2022 | €134,482 | €7,511 | €17,024 | €1,020 | — |
| 2021 | €133,539 | €8,878 | €9,001 | €6,831 | — |
| 2020 | €53,416 | €5,654 | €8,994 | €4,472 | — |
| 2019 | €21,299 | €3,390 | €11,354 | €7,026 | — |
Compared with similar buildings (Tartu linn, built 1972–1982, log; 71 associations), long-term liabilities per m² of flat space are higher than 87% of them. The median for buildings with a loan is €68/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Kooli tn 18 // 20 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | J. Tõnissoni tn 51977 · 12 flats | €1,591 | €4,742 | 2025 |
| – | J. Tõnissoni tn 91914 · 4 flats | no reports | ||
| D | A. Haava tn 1 // 3 // 51909 · 10 flats | €0 | €6,739 | 2025 |
| D | J. Tõnissoni tn 111977 · 7 flats | €0 | €19,656 | 2025 |
| – | Vaksali tn 251950 · 3 flats | no reports | ||
| E | J. Tõnissoni tn 131962 · 44 flats | €291,593 | €70,717 | 2025 |
| C | J. Kuperjanovi tn 38a1977 · 13 flats | €29,350 | €2,504 | 2025 |
| – | J. Kuperjanovi tn 441977 · 1 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €113,334 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €12,670.
When was the building built?
According to the building register, it was first used in 1977 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Elar Eesmaa, Mari-Liis Tammiste (board since 07.09.2026).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.