Apartment association · Saue linn, Saue vald

Koondise tn 15 apartment association

Saue vald, Saue linn, Koondise tn 15 korteriühistu (registry code 80177155) manages a 5-storey panel building built in 1969 with 90 flats. According to its 2025 annual report, the association's long-term liabilities were €1,091,015 (€251 per m² of flat space) and it held €16,017 in cash. In 2022 long-term liabilities rose from €224,363 to €1,225,250 — usually a sign of a renovation.

Board

  • ASAare Sihtboard member8 years 9 months
  • ASAiri Saarmaboard member1 year 2 months
  • KKKaimo Käärmann-Liiveboard member7 years 2 months
A
Association grade
A · very good
Saue vald: ranked 12 of 206 graded associations.
House conditiongood
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
1969
Storeys
5
Construction
panel
Flats
90
Lift
no
Renovated
yes

Works on the building

Energy class has improved: E (2009) → B (2024)

per the building register

Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.

The building has been fully renovated2022
  • Facade2022
  • Roof2022
  • Pipes2022
  • Heating2022
  • Ventilation2022
  • Windows2022
  • Wiring2022
  • Stairwell2022
  • Balconies2022
  • Basement
  • Entrance doors2022
The ads say
  • „MAJA 2022 aastal läbis maja põhjaliku rekonstrueerimise“ · ad of 1 flat
  • „soojustati katus, fassaad ja sokkel“ · ad of 1 flat
  • „uuendati küttesüsteem ja torustik“ · ad of 1 flat
  • „rajati uus ventilatsioonisüsteem“ · ad of 1 flat
  • „vahetati aknad ja välisuksed“ · ad of 1 flat
  • „uuendati üldkasutatavate ruumide elektrisüsteem“ · ad of 1 flat
Energy class
  • A
  • BBvalid until 25.01.2034
  • C
  • D
  • E
  • F
  • G
  • H

Building page: Koondise tn 15 →

Long-term liabilities
€1,091,015
as of 31.12.2025
Liabilities per m²
€251
similar buildings with a loan €191
Cash
€16,017
€4/m² · similar €30/m²
Income per m² a month
€3.23
similar buildings €1.68

Compared with similar buildings: Saue vald, built 1964–1974, panel (16 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
0 €/m²20190 €/m²202052 €/m²new loan2021282 €/m²new loan2022275 €/m²2023264 €/m²2024251 €/m²2025

Loan principal repayment is an estimated €0.89 per m² of flat space a month, about €45 a month for a 50 m² flat (interest not included) — more than 82% of associations repaying a loan. The median is €0.52 in Estonia and €0.60 in Saue vald. At the current pace the loan will be repaid around 2049.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€1,091,015€62,458€16,017€168,463€8,043
2024€1,147,916€83,764€40,767€102,820€11,539
2023€1,194,134€71,725€31,757€100,134€10,935
2022€1,225,250€84,345€33,344€986,423€10,341
2021€224,363€301,389€42,478€58,002€8,384
2020€0€44,460€39,956€43,763€6,383
2019€1,919€55,734€41,103€32,660€6,273

Compared with similar buildings (Saue vald, built 1964–1974, panel; 16 associations), long-term liabilities per m² of flat space are higher than 88% of them. The median for buildings with a loan is €191/m².

Flats in this building

Over the last 12 months 5 flats have been for sale in this building, asking €2,752–€2,852 per m². 2 flats were offered for rent at €580–€600 a month.

Estate agents who have offered flats in this building

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An estimate for a flat at Koondise tn 15 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
AKoondise tn 9Saue linn, Koondise tn 11, Koondise tn 131970 · 30 flats€819,341€73,9652025
BTule tn 4Saue linn1980 · 60 flats€954,460€107,4832025
CTule tn 6Saue linn, Kütise tn 31974 · 59 flats€51,470€154,1182025
AKütise tn 13Saue linn1975 · 33 flats€507,288€38,5452025
CTule tn 5Saue linn1988 · 59 flats€0€113,5222025
AKoondise tn 19dSaue linn, Koondise tn 19a, Koondise tn 19b, Koondise tn 19c2005 · 15 flats€0€175,6302025
CTule tn 3Saue linn1985 · 60 flats€12,736€19,6252025
CKoondise tn 7Saue linn1973 · 30 flats€0€47,6372025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €1,091,015 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €16,017.

When was the building built?

According to the building register, it was first used in 1969 and has 5 storeys.

Who is on the association's board?

According to the business register, the board members are Aare Siht, Airi Saarma, Kaimo Käärmann-Liive (board since 31.12.2017).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.