Apartment association · Kambja alevik, Kambja vald
Männi tn 3 apartment association
Kambja vald, Kambja alevik, Männi tn 3 korteriühistu (registry code 80470607) manages a 2-storey block building built in 1937 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €97,499 (€189 per m² of flat space) and it held €7,228 in cash. In 2025 long-term liabilities rose from €25,962 to €97,499 — usually a sign of a renovation.
Board
- MAMarika Antonboard member7 years 8 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1937
- Storeys
- 2
- Construction
- block
- Flats
- 12
- Lift
- no
- Heating
- stove
Compared with similar buildings: Kambja vald (143 associations).
Finances by year
Loan principal repayment is an estimated €0.69 per m² of flat space a month, about €35 a month for a 50 m² flat (interest not included) — more than 68% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Kambja vald. At the current pace the loan will be repaid around 2048.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €97,499 | €13,878 | €7,228 | €87,328 | €2,414 |
| 2024 | €25,962 | €10,883 | €4,773 | €14,749 | €0 |
| 2023 | €30,904 | €15,198 | €9,653 | €3,499 | €0 |
| 2022 | €35,087 | €9,528 | €4,113 | €6,296 | €0 |
| 2021 | €39,347 | €5,908 | €354 | €9,254 | €0 |
| 2020 | €43,766 | €5,542 | €226 | €57,696 | €0 |
| 2019 | €0 | €525 | €272 | €33,832 | €0 |
Compared with similar buildings (Kambja vald; 143 associations), long-term liabilities per m² of flat space are higher than 84% of them. The median for buildings with a loan is €64/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Männi tn 3 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Kase tn 2Kambja alevik1973 · 12 flats | €10,609 | €12,119 | 2024 |
| E | Kase tn 6Kambja alevik1937 · 12 flats | €0 | €24,093 | 2025 |
| E | Männi tn 9Kambja alevik30 flats | €351,214 | €37,314 | 2025 |
| B | Männi tn 11Kambja alevik1937 · 24 flats | €0 | €84,646 | 2025 |
| D | Männi tn 13Kambja alevik1937 · 30 flats | €603,670 | €11,383 | 2025 |
| A | Männi tn 17Kambja alevik1988 · 24 flats | €814,815 | €57,712 | 2025 |
| A | Kesk tn 3Kambja alevik8 flats | €0 | €3,226 | 2025 |
| E | Männi tn 15Kambja alevik1982 · 30 flats | €202,816 | €5,498 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €97,499 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €7,228.
When was the building built?
According to the building register, it was first used in 1937 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Marika Anton (board since 25.01.2019).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.