Apartment association · Kambja alevik, Kambja vald
Männi tn 13 apartment association
Kambja vald, Kambja alevik, Männi tn 13 korteriühistu (registry code 80426167) manages a 5-storey panel building built in 1937 with 30 flats. According to its 2025 annual report, the association's long-term liabilities were €603,670 (€343 per m² of flat space) and it held €11,383 in cash. In 2023 long-term liabilities rose from €0 to €657,057 — usually a sign of a renovation.
Board
- HSHeiki Suomalainenboard member1 year 3 months
- KUKahro Urmboard member1 year 3 months
- MMMallor Moonduboard member1 year 3 monthsalso: Männi tn 17
- House conditiongood
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1937
- Storeys
- 5
- Construction
- panel
- Flats
- 30
- Lift
- no
- Heating
- district heating
- Renovated
- 2023
Works on the building
per the building register's energy certificate
per the building register
- AAvalid until 20.02.2036
- B
- C
- D
- E
- F
- G
- H
Compared with similar buildings: Kambja vald (143 associations).
Finances by year
Loan principal repayment is an estimated €1.26 per m² of flat space a month, about €63 a month for a 50 m² flat (interest not included) — more than 92% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Kambja vald. At the current pace the loan will be repaid around 2048.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €603,670 | €36,051 | €11,383 | €13,754 | €8,833 |
| 2024 | €615,746 | €45,863 | €10,437 | €21,168 | €10,344 |
| 2023 | €657,057 | €346,722 | €70,826 | €548,051 | €7,027 |
| 2022 | €0 | €23,031 | €13,786 | €9,768 | €5,327 |
| 2021 | €0 | €18,443 | €11,153 | €10,469 | €3,461 |
| 2020 | €0 | €11,279 | €4,633 | €11,407 | €2,993 |
| 2019 | €0 | €8,614 | €2,936 | €11,825 | €2,993 |
Compared with similar buildings (Kambja vald; 143 associations), long-term liabilities per m² of flat space are higher than 92% of them. The median for buildings with a loan is €64/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Männi tn 13 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| E | Männi tn 9Kambja alevik30 flats | €351,214 | €37,314 | 2025 |
| E | Männi tn 15Kambja alevik1982 · 30 flats | €202,816 | €5,498 | 2025 |
| A | Männi tn 17Kambja alevik1988 · 24 flats | €814,815 | €57,712 | 2025 |
| B | Männi tn 11Kambja alevik1937 · 24 flats | €0 | €84,646 | 2025 |
| E | Kase tn 6Kambja alevik1937 · 12 flats | €0 | €24,093 | 2025 |
| B | Männi tn 3Kambja alevik1937 · 12 flats | €97,499 | €7,228 | 2025 |
| – | Kase tn 9Kambja alevik1987 | €0 | €394 | 2025 |
| C | Kase tn 2Kambja alevik1973 · 12 flats | €10,609 | €12,119 | 2024 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €603,670 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €11,383.
When was the building built?
According to the building register, it was first used in 1937 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Heiki Suomalainen, Kahro Urm, Mallor Moondu (board since 17.07.2025).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.