Apartment association · Põlva linn, Põlva vald
Niidu tn 4 apartment association
Põlva vald, Põlva linn, Niidu tn 4 korteriühistu (registry code 80408362) manages a 2-storey panel building built in 1966 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €42,991 (€86 per m² of flat space) and it held €4,615 in cash. Long-term liabilities have fallen 46% since 2019.
Board
- GPGeron Puusaluboard member5 years 1 month
- HRHelle-Kaja Rõbakovaboard member8 years 9 months
- LFLudmilla Filippovaboard member8 years 9 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1966
- Storeys
- 2
- Construction
- panel
- Flats
- 12
- Lift
- no
- Heating
- stove
Compared with similar buildings: Põlva vald, built 1961–1971 (34 associations).
Finances by year
Loan principal repayment is an estimated €1.01 per m² of flat space a month, about €51 a month for a 50 m² flat (interest not included) — more than 87% of associations repaying a loan. The median is €0.52 in Estonia and €0.65 in Põlva vald. At the current pace the loan will be repaid around 2033.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €42,991 | €11,835 | €4,615 | €5,008 | €0 |
| 2024 | €49,921 | €10,844 | €4,486 | €3,341 | €0 |
| 2023 | €56,315 | €9,097 | €2,891 | €7,586 | €0 |
| 2022 | €61,632 | €12,758 | €6,805 | €3,977 | €0 |
| 2021 | €67,321 | €13,460 | €6,946 | €2,764 | €0 |
| 2020 | €73,467 | €10,970 | €4,267 | €4,734 | €0 |
| 2019 | €79,429 | €10,615 | €4,004 | €6,828 | €0 |
Compared with similar buildings (Põlva vald, built 1961–1971; 34 associations), long-term liabilities per m² of flat space are higher than 56% of them. The median for buildings with a loan is €129/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
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Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Nurme tn 7aPõlva linn1966 · 4 flats | €0 | €4,626 | 2021 |
| – | Põllu tn 6Põlva linn1973 · 4 flats | no reports | ||
| – | F. Tuglase tn 11Põlva linn1984 · 6 flats | no reports | ||
| C | Nurme tn 9Põlva linn1962 · 14 flats | €0 | €5,281 | 2025 |
| C | Nurme tn 7Põlva linn1962 · 7 flats | €0 | €778 | 2025 |
| D | Nurme tn 8Põlva linn1961 · 12 flats | €0 | €18,934 | 2024 |
| A | Nurme tn 6Põlva linn1963 · 8 flats | €44,936 | €3,910 | 2025 |
| – | Nurme tn 4Põlva linn1961 · 8 flats | €0 | €1,000 | 2021 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €42,991 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €4,615.
When was the building built?
According to the building register, it was first used in 1966 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Geron Puusalu, Helle-Kaja Rõbakova, Ludmilla Filippova (board since 08.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.