Apartment association · Kihelkonna alevik, Oja tn 9, Saaremaa vald
Oja tn 9a apartment association
Saaremaa vald, Kihelkonna alevik, Oja tn 9, Oja tn 9a korteriühistu (registry code 80168162) manages a 3-storey block building built in 1985 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €76,425 (€107 per m² of flat space) and it held €640 in cash. In 2020 long-term liabilities rose from €52,419 to €95,655 — usually a sign of a renovation.
Board
- ITIvar Truuväärtboard member8 years 9 months
- PKPriit Kesselboard member8 years 5 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1985
- Storeys
- 3
- Construction
- block
- Flats
- 12
- Lift
- no
- Heating
- district heating
Compared with similar buildings: Saaremaa vald, built 1980–1990, block (47 associations).
Finances by year
Loan principal repayment is an estimated €0.43 per m² of flat space a month, about €22 a month for a 50 m² flat (interest not included) — less than 61% of associations repaying a loan. The median is €0.52 in Estonia and €0.48 in Saaremaa vald. At the current pace the loan will be repaid around 2046.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €76,425 | €8,479 | €640 | €930 | €0 |
| 2024 | €80,796 | €7,320 | €1,525 | €930 | €0 |
| 2023 | €84,808 | €6,381 | €1,565 | €907 | €0 |
| 2022 | €88,129 | €5,634 | €2,067 | €876 | €0 |
| 2021 | €91,469 | €6,520 | €3,406 | €1,043 | €0 |
| 2020 | €95,655 | €4,407 | €640 | €1,743 | €0 |
| 2019 | €52,419 | €200 | €357 | €13,255 | €0 |
Compared with similar buildings (Saaremaa vald, built 1980–1990, block; 47 associations), long-term liabilities per m² of flat space are higher than 85% of them. The median for buildings with a loan is €39/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Oja tn 9a from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| D | Oja tn 11aKihelkonna alevik, Oja tn 111978 · 12 flats | €0 | €29,615 | 2025 |
| C | Oja tn 7cKihelkonna alevik, Oja tn 7, Oja tn 7a, Oja tn 7b1989 · 12 flats | €18,868 | €30,574 | 2025 |
| – | Hannuse tn 4Kihelkonna alevik1959 · 4 flats | no reports | ||
| C | Oja tn 5aKihelkonna alevik, Oja tn 51989 · 12 flats | €0 | €15,561 | 2025 |
| E | Oja tn 1aKihelkonna alevik, Oja tn 11982 · 12 flats | €188,777 | €6,734 | 2025 |
| – | Lümanda mnt 4Kihelkonna alevik1959 · 7 flats | no reports | ||
| E | Kooli tn 7Kihelkonna alevik1946 · 6 flats | €0 | €928 | 2025 |
| – | Kooli tn 17Kihelkonna alevik1962 · 4 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €76,425 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €640.
When was the building built?
According to the building register, it was first used in 1985 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Ivar Truuväärt, Priit Kessel (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.