Apartment association · Tartu linn

Õnne tn 32 // 34 apartment association

Tartu linn, Õnne tn 32 // 34 korteriühistu (registry code 80232517) manages a 2-storey wooden building built in 1977 with 8 flats. According to its 2025 annual report, the association's long-term liabilities were €1,008 (€5 per m² of flat space) and it held €780 in cash.

Board

  • AUAin Usinboard member7 years 5 months
  • IKIvar Karinaboard member8 years 9 months
  • VZVeiko Zirnaboard member4 years
C
Association grade
C · average
Tartu linn: ranked 1094 of 1,460 graded associations.
House conditionweak
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
1977
Storeys
2
Construction
wood
Flats
8
Lift
no
Heating
stove

Building page: Õnne tn 34 →

Long-term liabilities
€1,008
as of 31.12.2025
Liabilities per m²
€5
similar buildings with a loan €36
Cash
€780
€4/m² · similar €38/m²
Income per m² a month
€0.94
similar buildings €1.43

Compared with similar buildings: Tartu linn, built 1972–1982, wood (134 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
0 €/m²20190 €/m²20200 €/m²20210 €/m²20220 €/m²20230 €/m²20245 €/m²2025
similar buildings with a smaller loan (median)
YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€1,008€57€780€2,272—
2024€0€79€441€3,053—
2023€0€68€268€2,421—
2022€0€48€1,717€1,921—
2021€0€52€2,107€1,809—
2020€0€57€1,822€1,786—
2019€0€54€1,376€1,711—

Compared with similar buildings (Tartu linn, built 1972–1982, wood; 134 associations), long-term liabilities per m² of flat space are higher than 58% of them. The median for buildings with a loan is €54/m².

Flats in this building

1 flat was offered for rent at €345 a month.

Estate agents in Karlova · Flat prices in Karlova

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An estimate for a flat at Õnne tn 32 // 34 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
DTähe tn 5010 flats€88,480€7,9752025
–Linda tn 71997 · 9 flats€20,580€2,8112019
CTähe tn 541953 · 18 flats€90,489€11,9572025
DLinda tn 101977 · 2 flats€0€15,9992025
–Õnne tn 29 // 29a1921 · 4 flats€0€1842023
CTähe tn 51 // 531986 · 1 flats€0€5,4272025
–Linda tn 141977 · 6 flatsno reports
–Tähe tn 56b2 flatsno reports

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €1,008 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €780.

When was the building built?

According to the building register, it was first used in 1977 and has 2 storeys.

Who is on the association's board?

According to the business register, the board members are Ain Usin, Ivar Karina, Veiko Zirna (board since 06.01.2018).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.