Apartment association · Elva linn, Elva vald
Õuna tn 4 apartment association
Elva vald, Elva linn, Õuna tn 4 korteriühistu (registry code 80360770) manages a 3-storey panel building built in 1977 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €53,460 (€51 per m² of flat space) and it held €35,153 in cash. Long-term liabilities have fallen 56% since 2019.
Board
- LJLarissa Jänessooboard memberunder a month
- MSMareliy Suigusaarboard memberunder a month
- MUMargus Uinboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1977
- Storeys
- 3
- Construction
- panel
- Flats
- 18
- Lift
- no
- Heating
- district heating
- Renovated
- yes
Works on the building
per the building register
- A
- B
- CCvalid until 06.02.2028
- D
- E
- F
- G
- H
Compared with similar buildings: Elva vald, built 1972–1982 (30 associations).
Finances by year
Loan principal repayment is an estimated €0.93 per m² of flat space a month, about €47 a month for a 50 m² flat (interest not included) — more than 84% of associations repaying a loan. The median is €0.52 in Estonia and €0.67 in Elva vald. At the current pace the loan will be repaid around 2030.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €53,460 | €50,596 | €35,153 | €19,197 | — |
| 2024 | €66,393 | €47,373 | €32,412 | €19,313 | — |
| 2023 | €78,586 | €41,721 | €28,021 | €18,792 | — |
| 2022 | €88,695 | €40,472 | €26,539 | €17,284 | — |
| 2021 | €99,785 | €37,259 | €22,951 | €16,703 | — |
| 2020 | €111,171 | €32,198 | €18,984 | €16,841 | — |
| 2019 | €122,217 | €27,554 | €15,251 | €17,601 | — |
Compared with similar buildings (Elva vald, built 1972–1982; 30 associations), long-term liabilities per m² of flat space are higher than 57% of them. The median for buildings with a loan is €68/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Õuna tn 4 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| D | Õuna tn 2Elva linn1969 · 18 flats | €0 | €43,167 | 2025 |
| D | Õuna tn 3Elva linn1904 · 12 flats | €7,233 | €2,141 | 2025 |
| B | Õuna tn 1Elva linn1984 · 18 flats | €8,317 | €32,815 | 2025 |
| C | Õuna tn 5Elva linn1978 · 12 flats | €30,027 | €30,630 | 2025 |
| D | Puiestee tn 5Elva linn1969 · 17 flats | €0 | €14,787 | 2025 |
| D | Valga mnt 8Elva linn1948 · 4 flats | €2,239 | €1,517 | 2025 |
| C | Puiestee tn 7Elva linn1982 · 12 flats | €0 | €16,501 | 2025 |
| D | Puiestee tn 3Elva linn1948 · 8 flats | €0 | €7,290 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €53,460 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €35,153.
When was the building built?
According to the building register, it was first used in 1977 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Larissa Jänessoo, Mareliy Suigusaar, Margus Uin (board since 07.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.